Bancorp Financial Ratios
NASDAQ: TBBKFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Bancorp ratio analysis
Bancorp earned a net margin of 161.7% in FY 2025, down from 186.3% a year earlier. Return on equity reached 33.1%, meaning Bancorp generated 0.33 dollars of profit for every dollar of shareholders' equity. Debt-to-equity stood at 0.29 versus 0.02 the year before.
At the end of FY 2025, TBBK traded at 13.8 times earnings; across the 9 fiscal years shown, its year-end P/E ranged from 5.5 to 25.3, with a median of 12.5. Valuation ratios use the closing share price on each fiscal year-end date and diluted shares from the income statement; profitability and leverage ratios use reported annual figures. Current valuation multiples are on the statistics page.
Summary generated from market data by MetaCap's automated system. Methodology
Bancorp financial ratios (annual)
| Ratio | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| P/E ratio (at fiscal year end) | 13.75 | 12.52 | 11.05 | 12.50 | 13.46 | 9.96 | 14.06 | 5.45 | 25.33 | — |
| Price / sales | 21.94 | 23.01 | 21.18 | 18.63 | 192.33 | 110.48 | 76.59 | 1.73 | 2.78 | 2.64 |
| Price / book | 4.49 | 3.40 | 2.60 | 2.31 | 2.22 | 1.35 | 1.48 | 1.17 | 1.70 | 1.17 |
| Gross margin | — | — | — | — | — | — | 99.1% | 100.0% | 99.9% | 99.2% |
| Net margin | 161.7% | 186.3% | 193.8% | 151.1% | 1,470.3% | 1,127.8% | 549.9% | 32.3% | 10.9% | -72.9% |
| Free cash flow margin | 182.7% | 175.5% | 175.5% | 132.9% | 1,094.1% | 1,646.9% | 691.9% | -64.2% | -14.4% | -128.3% |
| Return on equity (ROE) | 33.1% | 27.5% | 23.8% | 18.8% | 17.0% | 13.8% | 10.6% | 21.8% | 6.7% | -32.3% |
| Return on assets (ROA) | 2.4% | 2.5% | 2.5% | 1.6% | 1.6% | 1.3% | 0.9% | 2.0% | 0.5% | -2.0% |
| Debt / equity | 0.29 | 0.02 | 0.05 | 0.01 | 0.06 | 0.07 | 0.08 | 0.10 | 0.13 | 0.88 |
| Revenue growth | 20.8% | 17.7% | 15.2% | 1,045.0% | 6.0% | -24.3% | -96.6% | 38.5% | 49.7% | -34.8% |
| EPS growth | 14.7% | 22.9% | 53.7% | 20.7% | 37.2% | 52.2% | -41.9% | 297.4% | — | -720.0% |