TrustCo Bank NY Cash Flow Statement
NASDAQ: TRSTFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
TrustCo Bank NY free cash flow
In fiscal 2025, TrustCo Bank NY generated $57.6 million of operating cash flow and spent $11.9 million on capital expenditures. That left free cash flow of $45.7 million, a free-cash-flow margin of 24.3% of revenue. Free cash flow was down 16.2% from the prior year's $54.6 million.
TrustCo Bank NY returned $65.8 million to shareholders: $27.6 million in dividends and $38.1 million in share repurchases, equal to 144% of free cash flow. Free cash flow covered dividend payments 1.7 times.
Summary generated from market data by MetaCap's automated system. Methodology
TrustCo Bank NY cash flow statement (annual)
| Fiscal year (USD) | FY 20252025-12-31 | FY 20242024-12-31 | FY 20232023-12-31 | FY 20222022-12-31 | FY 20212021-12-31 | FY 20202020-12-31 | FY 20192019-12-31 | FY 20182018-12-31 | FY 20172017-12-31 | FY 20162016-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 61.14M | 48.83M | 58.65M | 75.23M | 61.52M | 52.45M | 57.84M | 61.45M | 43.15M | 42.60M |
| Net Income growth (YoY) | +25.20% | -16.73% | -22.05% | +22.29% | +17.29% | -9.32% | -5.87% | +42.42% | +1.28% | +0.86% |
| Depreciation & Amortization | 4.82M | 4.54M | 4.11M | 4.10M | 4.22M | 4.04M | 3.95M | 4.11M | 3.82M | 4.04M |
| Stock-Based Compensation | 1.27M | 720.00K | 103.00K | 0 | 0 | 15.00K | 5.00K | 173.00K | 150.00K | 224.00K |
| Change in Working Capital | -7.16M | -6.34M | -5.59M | -8.43M | -10.25M | -2.63M | -4.01M | -6.39M | -310.00K | -1.68M |
| Operating Cash Flow | 57.60M | 59.44M | 64.13M | 78.63M | 55.37M | 62.16M | 63.80M | 67.64M | 61.69M | 54.89M |
| Capital Expenditures | -11.87M | -4.88M | -5.67M | -3.79M | -2.84M | -3.83M | -3.89M | -3.65M | -3.61M | -2.06M |
| Investing Cash Flow | -104.67M | -3.75M | -233.59M | -416.63M | -175.26M | -35.35M | -248.76M | -173.82M | -144.88M | -157.79M |
| Dividends Paid | -27.62M | -27.41M | -27.39M | -26.99M | -26.28M | -26.33M | -26.39M | -25.57M | -25.20M | -25.06M |
| Share Repurchases | -38.13M | -374.00K | 0 | -7.00M | -2.39M | -3.49M | -35.00K | -718.00K | -4.61M | -701.00K |
| Financing Cash Flow | 135.69M | 8.12M | 96.87M | -230.87M | 232.26M | 623.44M | 138.10M | -2.85M | -11.34M | 92.02M |
| Net Change in Cash | 88.61M | 63.81M | -72.59M | -568.87M | 112.37M | 650.25M | -46.86M | -109.03M | -94.53M | -10.88M |
| Free Cash Flow | 45.74M | 54.56M | 58.46M | 74.84M | 52.52M | 58.33M | 59.90M | 63.99M | 58.08M | 52.84M |
This table shows 10 annual periods of TrustCo Bank NY's cash flow statement, from FY 2025 back to FY 2016, across 12 line items including net income, depreciation & amortization, stock-based compensation. Values in USD; B = billions, M = millions. Fiscal periods follow TRST's reporting calendar. What is a cash flow statement?