TrustCo Bank NY Quarterly Cash Flow Statement
NASDAQ: TRSTFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
TrustCo Bank NY free cash flow
In the quarter ended Jun 30, 2026, TrustCo Bank NY generated $28.0 million of operating cash flow and spent $2.5 million on capital expenditures. That left free cash flow of $25.5 million, a free-cash-flow margin of 49.5% of revenue. Free cash flow was up 2.3% from the prior year's $24.9 million.
TrustCo Bank NY returned $31.3 million to shareholders: $6.7 million in dividends and $24.6 million in share repurchases, equal to 123% of free cash flow. Free cash flow covered dividend payments 3.8 times.
Summary generated from market data by MetaCap's automated system. Methodology
TrustCo Bank NY cash flow statement (quarterly)
| Quarter (USD) | Q2 20262026-06-30 | Q1 20262026-03-31 | Q4 20252025-12-31 | Q3 20252025-09-30 | Q2 20252025-06-30 | Q1 20252025-03-31 | Q4 20242024-12-31 | Q3 20242024-09-30 | Q2 20242024-06-30 | Q1 20242024-03-31 | Q4 20232023-12-31 | Q3 20232023-09-30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 16.96M | 16.29M | 15.56M | 16.26M | 15.04M | 14.28M | 11.28M | 12.88M | 12.55M | 12.13M | 9.85M | 14.68M |
| Net Income growth (YoY) | +12.81% | +14.08% | +37.98% | +26.28% | +19.82% | +17.72% | +14.55% | -12.30% | -23.34% | -31.67% | -52.90% | -24.19% |
| Depreciation & Amortization | 1.26M | 1.25M | 1.27M | 1.23M | 1.17M | 1.15M | 1.36M | 1.05M | 1.04M | 1.08M | 1.06M | 1.03M |
| Stock-Based Compensation | 475.00K | 475.00K | 345.00K | 309.00K | 308.00K | 308.00K | 257.00K | 154.00K | 155.00K | 154.00K | 103.00K | 0 |
| Change in Working Capital | -215.00K | -529.00K | -5.00M | -944.00K | 1.86M | -3.08M | -3.19M | -327.00K | 1.40M | -4.22M | 1.61M | -3.31M |
| Operating Cash Flow | 27.99M | 11.82M | 16.47M | 12.80M | 27.05M | 1.28M | 14.34M | 16.49M | 18.72M | 9.90M | 17.82M | 11.87M |
| Capital Expenditures | -2.49M | -1.64M | -2.38M | -2.81M | -2.12M | -4.54M | -2.34M | -929.00K | -1.11M | -501.00K | -3.04M | -815.00K |
| Investing Cash Flow | -92.82M | -31.28M | -51.41M | -18.81M | -51.16M | 16.71M | -8.66M | -11.74M | -2.21M | 18.86M | -42.49M | -66.38M |
| Dividends Paid | -6.74M | -6.76M | -7.11M | -6.82M | -6.84M | -6.85M | -6.86M | -6.85M | -6.85M | -6.85M | -6.88M | -6.85M |
| Share Repurchases | -24.57M | -23.91M | -21.26M | -11.54M | -5.33M | 0 | 0 | 0 | — | — | 0 | 0 |
| Financing Cash Flow | -6.65M | 57.15M | 69.82M | -12.03M | -18.44M | 96.33M | 113.17M | -17.90M | -90.08M | 2.93M | 95.42M | -41.58M |
| Net Change in Cash | -71.47M | 37.68M | 34.87M | -18.04M | -42.55M | 114.33M | 118.85M | -13.15M | -73.57M | 31.68M | 70.74M | -96.10M |
| Free Cash Flow | 25.50M | 10.18M | 14.09M | 9.99M | 24.93M | -3.27M | 11.99M | 15.56M | 17.61M | 9.39M | 14.78M | 11.05M |
This table shows 12 quarterly periods of TrustCo Bank NY's cash flow statement, from Q2 2026 back to Q3 2023, across 12 line items including net income, depreciation & amortization, stock-based compensation. Values in USD; B = billions, M = millions. Fiscal periods follow TRST's reporting calendar. What is a cash flow statement?