United Bankshares Quarterly Balance Sheet
NASDAQ: UBSIFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
United Bankshares financial position
As of Jun 30, 2026, United Bankshares reported total assets of $33.75 billion, up 3.0% from a year earlier against total liabilities of $28.24 billion. Shareholders' equity stood at $5.51 billion, or 16.3% of assets. The company held $277.7 million in cash and equivalents against $167.0 million of debt, a net cash position of $110.7 million.
Debt-to-equity was 0.03.
Summary generated from market data by MetaCap's automated system. Methodology
United Bankshares balance sheet (quarterly)
| Quarter (USD) | Q2 20262026-06-30 | Q1 20262026-03-31 | Q4 20242025-12-31 | Q3 20252025-09-30 | Q2 20252025-06-30 | Q1 20252025-03-31 | Q4 20242024-12-31 | Q3 20242024-09-30 | Q2 20242024-06-30 | Q1 20242024-03-31 | Q4 20232023-12-31 | Q3 20232023-09-30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | 277.72M | 269.04M | 247.61M | 267.51M | 326.89M | 287.15M | 240.66M | 277.98M | 241.31M | 238.15M | 257.15M | 269.50M |
| Property, Plant & Equipment | 211.29M | 209.14M | 208.83M | 207.67M | 208.80M | 209.95M | 186.13M | 187.29M | 189.81M | 190.99M | 190.52M | 191.66M |
| Goodwill | 2.02B | 2.02B | 2.02B | 2.02B | 2.02B | 2.02B | 1.89B | 1.89B | 1.89B | 1.89B | 1.89B | 1.89B |
| Total Assets | 33.75B | 33.71B | 33.66B | 33.41B | 32.78B | 32.79B | 30.02B | 29.86B | 29.96B | 30.03B | 29.93B | 29.22B |
| Short-Term Debt | 167.00M | 166.18M | 198.57M | 169.01M | 160.80M | 176.01M | 176.09M | 181.97M | 203.52M | 207.73M | 196.09M | 188.27M |
| Long-Term Debt | — | — | 531.82M | 250.00M | 250.00M | 250.00M | 540.42M | 260.27M | 1.21B | 1.46B | 1.79B | 1.11B |
| Total Liabilities | 28.24B | 28.22B | 28.16B | 27.96B | 27.42B | 27.47B | 25.03B | 24.90B | 25.10B | 25.22B | 25.16B | 24.58B |
| Shareholders' Equity | 5.51B | 5.49B | 5.50B | 5.45B | 5.36B | 5.31B | 4.99B | 4.97B | 4.86B | 4.81B | 4.77B | 4.65B |
| Retained Earnings | 2.32B | 2.24B | 2.17B | 2.09B | 2.02B | 1.95B | 1.92B | 1.87B | 1.83B | 1.78B | 1.75B | 1.72B |
| Total Debt | 167.00M | 166.18M | 730.39M | 419.01M | 410.80M | 426.01M | 716.51M | 442.24M | 1.41B | 1.67B | 1.99B | 1.30B |
| Net Cash (Debt) | 110.72M | 102.86M | -482.78M | -151.51M | -83.91M | -138.87M | -475.86M | -164.26M | -1.17B | -1.43B | -1.73B | -1.03B |
This table shows 12 quarterly periods of United Bankshares's balance sheet, from Q2 2026 back to Q3 2023, across 11 line items including cash & equivalents, property, plant & equipment, goodwill. Values in USD; B = billions, M = millions. Fiscal periods follow UBSI's reporting calendar. What is a balance sheet?