Unity Bancorp Cash Flow Statement
NASDAQ: UNTYFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Unity Bancorp free cash flow
In fiscal 2025, Unity Bancorp generated $44.9 million of operating cash flow and spent $564,000 on capital expenditures. That left free cash flow of $44.3 million, a free-cash-flow margin of 33.6% of revenue. Free cash flow was down 6.2% from the prior year's $47.3 million.
Unity Bancorp returned $10.6 million to shareholders: $5.6 million in dividends and $5.0 million in share repurchases, equal to 24% of free cash flow. Free cash flow covered dividend payments 7.9 times.
Summary generated from market data by MetaCap's automated system. Methodology
Unity Bancorp cash flow statement (annual)
| Fiscal year (USD) | FY 20252025-12-31 | FY 20242024-12-31 | FY 20232023-12-31 | FY 20222022-12-31 | FY 20212021-12-31 | FY 20202020-12-31 | FY 20192019-12-31 | FY 20182018-12-31 | FY 20172017-12-31 | FY 20162016-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 57.95M | 41.45M | 39.71M | 38.46M | 36.12M | 23.64M | 23.65M | 21.92M | 12.89M | 13.21M |
| Net Income growth (YoY) | +39.81% | +4.39% | +3.25% | +6.47% | +52.76% | -0.04% | +7.91% | +70.01% | -2.39% | +38.21% |
| Depreciation & Amortization | 1.40M | 1.50M | 1.40M | 1.40M | 1.60M | 1.60M | 1.70M | 1.60M | 1.40M | 1.11M |
| Stock-Based Compensation | 2.09M | 1.82M | 1.75M | 1.68M | 1.62M | 1.41M | 1.27M | 1.05M | 746.00K | 545.00K |
| Change in Working Capital | -12.29M | 3.48M | — | — | — | — | — | — | — | — |
| Operating Cash Flow | 44.91M | 47.99M | 46.91M | 42.67M | 32.53M | 22.32M | 33.20M | 38.59M | 14.45M | 8.79M |
| Capital Expenditures | -564.00K | -693.00K | -955.00K | -1.48M | -1.25M | -559.00K | -709.00K | -1.51M | -1.51M | -9.60M |
| Investing Cash Flow | -256.84M | -92.81M | -57.85M | -541.28M | -40.52M | -175.36M | -133.12M | -140.65M | -219.63M | -81.83M |
| Dividends Paid | -5.61M | -5.02M | -4.72M | -4.37M | -3.62M | -3.30M | -3.25M | -2.80M | -2.38M | -1.52M |
| Share Repurchases | -5.04M | -6.21M | -15.69M | -42.00K | -4.19M | -7.44M | — | — | — | — |
| Debt Issued | — | — | 39.44M | — | — | — | — | — | — | — |
| Financing Cash Flow | 248.01M | 30.49M | 90.92M | 368.59M | 33.49M | 214.33M | 112.41M | 97.32M | 249.54M | 90.78M |
| Net Change in Cash | 36.08M | -14.34M | 79.98M | -130.03M | 25.51M | 61.30M | 12.50M | -4.74M | 44.36M | 17.74M |
| Free Cash Flow | 44.34M | 47.29M | 45.95M | 41.19M | 31.28M | 21.76M | 32.49M | 37.08M | 12.94M | -807.00K |
This table shows 10 annual periods of Unity Bancorp's cash flow statement, from FY 2025 back to FY 2016, across 13 line items including net income, depreciation & amortization, stock-based compensation. Values in USD; B = billions, M = millions. Fiscal periods follow UNTY's reporting calendar. What is a cash flow statement?