Unity Bancorp Quarterly Cash Flow Statement
NASDAQ: UNTYFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Unity Bancorp free cash flow
In the quarter ended Jun 30, 2026, Unity Bancorp generated -$38.7 million of operating cash flow and spent $94,000 on capital expenditures. That left free cash flow of -$38.8 million, a free-cash-flow margin of -115.1% of revenue. Unity Bancorp returned $1.6 million to shareholders through dividends.
Summary generated from market data by MetaCap's automated system. Methodology
Unity Bancorp cash flow statement (quarterly)
| Quarter (USD) | Q2 20262026-06-30 | Q1 20262026-03-31 | Q4 20252025-12-31 | Q3 20252025-09-30 | Q2 20252025-06-30 | Q1 20252025-03-31 | Q4 20242024-12-31 | Q3 20242024-09-30 | Q2 20242024-06-30 | Q1 20242024-03-31 | Q4 20232023-12-31 | Q3 20232023-09-30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 14.47M | 14.29M | 15.47M | 14.39M | 16.49M | 11.60M | 11.51M | 10.90M | 9.45M | 9.59M | 9.77M | 9.95M |
| Net Income growth (YoY) | -12.24% | +23.19% | +34.44% | +32.00% | +74.43% | +20.99% | +17.76% | +9.60% | -2.54% | -6.81% | -1.87% | +0.08% |
| Stock-Based Compensation | 580.00K | 556.00K | 527.00K | 536.00K | 536.00K | 493.00K | 442.00K | 455.00K | 450.00K | 476.00K | 482.00K | 429.00K |
| Change in Working Capital | -53.73M | -1.73M | -9.94M | 30.71M | -37.81M | 4.75M | 9.64M | 6.61M | — | — | — | — |
| Operating Cash Flow | -38.75M | 14.92M | 6.83M | 44.64M | -24.42M | 17.85M | 23.02M | 17.65M | -8.45M | 15.76M | 24.90M | 13.34M |
| Capital Expenditures | -94.00K | -425.00K | 116.00K | -214.00K | -187.00K | -279.00K | -339.00K | -139.00K | -137.00K | -78.00K | -161.00K | -214.00K |
| Investing Cash Flow | -89.83M | -47.52M | -69.87M | -68.21M | -35.99M | -82.77M | -44.25M | -46.50M | 961.00K | -3.02M | 3.80M | -2.38M |
| Dividends Paid | -1.58M | -1.54M | -1.46M | -1.45M | -1.35M | -1.35M | -1.26M | -1.25M | -1.25M | -1.26M | -1.17M | -1.17M |
| Share Repurchases | 0 | -324.00K | -3.10M | 0 | — | — | -11.00K | -281.00K | -1.84M | -4.08M | -1.41M | -919.00K |
| Debt Issued | — | — | — | — | — | — | — | -10.00M | 10.00M | 4.36M | 19.44M | 15.00M |
| Financing Cash Flow | 149.74M | 45.24M | 76.08M | -66.67M | 142.54M | 96.07M | 7.16M | 25.93M | 21.92M | -24.53M | 4.63M | -740.00K |
| Net Change in Cash | 21.16M | 12.64M | 13.03M | -90.25M | 82.14M | 31.16M | -14.06M | -2.92M | 14.43M | -11.79M | 33.33M | 10.21M |
| Free Cash Flow | -38.84M | 14.50M | 6.95M | 44.42M | -24.60M | 17.57M | 22.68M | 17.52M | -8.59M | 15.68M | 24.74M | 13.12M |
This table shows 12 quarterly periods of Unity Bancorp's cash flow statement, from Q2 2026 back to Q3 2023, across 13 line items including net income, stock-based compensation, change in working capital. Values in USD; B = billions, M = millions. Fiscal periods follow UNTY's reporting calendar. What is a cash flow statement?