Velocity Financial Cash Flow Statement
NYSE: VELFinanceFinance: Consumer ServicesUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Velocity Financial free cash flow
In fiscal 2025, Velocity Financial generated $18.2 million of operating cash flow and spent $281,000 on capital expenditures. That left free cash flow of $17.9 million. Free cash flow was down 52.3% from the prior year's $37.5 million.
Velocity Financial returned $7.3 million to shareholders through share repurchases, equal to 41% of free cash flow.
Summary generated from market data by MetaCap's automated system. Methodology
Velocity Financial cash flow statement (annual)
| Fiscal year (USD) | FY 20252025-12-31 | FY 20242024-12-31 | FY 20232023-12-31 | FY 20222022-12-31 | FY 20212021-12-31 | FY 20202020-12-31 | FY 20192019-12-31 | FY 20182018-12-31 |
|---|---|---|---|---|---|---|---|---|
| Net Income | 104.98M | 68.47M | 52.29M | 32.52M | 29.22M | 17.78M | 25.40M | 7.63M |
| Net Income growth (YoY) | +53.34% | +30.93% | +60.81% | +11.27% | +64.39% | -30.01% | +232.83% | — |
| Depreciation & Amortization | 516.00K | 793.00K | 752.00K | 796.00K | 1.12M | 1.22M | 1.41M | 1.43M |
| Stock-Based Compensation | 8.28M | 6.16M | 4.13M | 3.34M | 2.16M | 965.00K | — | — |
| Change in Working Capital | 19.56M | 26.28M | 19.66M | -2.56M | 16.45M | 11.06M | 18.31M | 434.00K |
| Operating Cash Flow | 18.16M | 37.76M | 48.84M | 48.67M | 57.62M | 54.89M | -105.34M | -72.48M |
| Capital Expenditures | -281.00K | -289.00K | -180.00K | -326.00K | -135.00K | -726.00K | -882.00K | -1.30M |
| Investing Cash Flow | -1.52B | -1.05B | -584.73M | -908.24M | -656.48M | 87.74M | -305.93M | -270.20M |
| Share Repurchases | -7.33M | -1.55M | -861.00K | -458.00K | — | — | — | — |
| Financing Cash Flow | 1.68B | 1.02B | 535.77M | 874.02M | 626.17M | -149.89M | 422.14M | 343.63M |
| Net Change in Cash | 178.41M | 8.90M | -129.00K | 14.45M | 27.31M | -7.26M | 10.88M | 950.00K |
| Free Cash Flow | 17.88M | 37.47M | 48.66M | 48.35M | 57.49M | 54.17M | -106.22M | -73.79M |
This table shows 8 annual periods of Velocity Financial's cash flow statement, from FY 2025 back to FY 2018, across 11 line items including net income, depreciation & amortization, stock-based compensation. Values in USD; B = billions, M = millions. Fiscal periods follow VEL's reporting calendar. What is a cash flow statement?