Velocity Financial Quarterly Cash Flow Statement
NYSE: VELFinanceFinance: Consumer ServicesUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Velocity Financial free cash flow
In the quarter ended Jun 30, 2026, Velocity Financial generated $3.7 million of operating cash flow and spent $98,000 on capital expenditures. That left free cash flow of $3.6 million. Free cash flow was down 52.0% from the prior year's $7.6 million.
Velocity Financial returned $2.7 million to shareholders through share repurchases, equal to 75% of free cash flow.
Summary generated from market data by MetaCap's automated system. Methodology
Velocity Financial cash flow statement (quarterly)
| Quarter (USD) | Q2 20262026-06-30 | Q1 20262026-03-31 | Q4 20252025-12-31 | Q3 20252025-09-30 | Q2 20252025-06-30 | Q1 20252025-03-31 | Q4 20242024-12-31 | Q3 20242024-09-30 | Q2 20242024-06-30 | Q1 20242024-03-31 | Q4 20232023-12-31 | Q3 20232023-09-30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 25.73M | 22.30M | 34.75M | 25.41M | 26.17M | 18.65M | 20.80M | 15.62M | 14.71M | 17.33M | 17.17M | 12.17M |
| Net Income growth (YoY) | -1.67% | +19.58% | +67.04% | +62.72% | +77.89% | +7.59% | +21.20% | +28.33% | +20.36% | +61.45% | +108.65% | +18.26% |
| Depreciation & Amortization | 131.00K | 133.00K | 123.00K | 123.00K | 132.00K | 138.00K | 143.00K | 283.00K | 185.00K | 182.00K | 185.00K | 186.00K |
| Stock-Based Compensation | 3.08M | 2.69M | 2.13M | 2.15M | 2.03M | 1.97M | 1.65M | 1.57M | 1.56M | 1.37M | 923.00K | 1.18M |
| Change in Working Capital | 9.60M | 2.05M | -214.00K | 7.01M | 7.61M | 5.15M | 9.28M | 2.32M | 12.02M | 2.66M | 16.17M | -310.00K |
| Operating Cash Flow | 3.74M | 12.09M | -4.49M | 11.45M | 7.66M | 3.54M | 33.27M | -17.57M | 11.47M | 10.58M | 26.16M | -9.75M |
| Capital Expenditures | -98.00K | -42.00K | -57.00K | -66.00K | -78.00K | -80.00K | -99.00K | -65.00K | -84.00K | -41.00K | -108.00K | -24.00K |
| Investing Cash Flow | -199.93M | -351.37M | -250.10M | -429.07M | -441.20M | -401.41M | -356.07M | -279.73M | -196.84M | -212.44M | -223.94M | -148.18M |
| Share Repurchases | -2.74M | -4.54M | -1.00K | -179.00K | -4.99M | -2.16M | 0 | 0 | -266.00K | -1.28M | -24.00K | 0 |
| Debt Issued | 0 | 500.00M | — | — | — | — | — | — | — | — | — | — |
| Financing Cash Flow | 329.34M | 202.10M | 386.01M | 438.24M | 456.26M | 401.51M | 326.37M | 284.90M | 205.98M | 198.98M | 212.61M | 154.26M |
| Net Change in Cash | 133.15M | -137.19M | 131.43M | 20.62M | 22.73M | 3.63M | 3.57M | -12.40M | 20.61M | -2.88M | 14.83M | -3.68M |
| Free Cash Flow | 3.64M | 12.04M | -4.55M | 11.39M | 7.58M | 3.46M | 33.17M | -17.64M | 11.39M | 10.54M | 26.05M | -9.78M |
This table shows 12 quarterly periods of Velocity Financial's cash flow statement, from Q2 2026 back to Q3 2023, across 12 line items including net income, depreciation & amortization, stock-based compensation. Values in USD; B = billions, M = millions. Fiscal periods follow VEL's reporting calendar. What is a cash flow statement?