Velocity Financial (VEL) Options Chain

NYSE: VELFinanceFinance: Consumer ServicesUSD

14.73-0.18 (-1.21%)

At close: Oct 9, 4:00 PM ET · Delayed 15 min

Expiration date

Expiration: Nov 20, 2026
Days to expiration: 40
Share price: $14.73
Put/call ratio (OI): 1.45
Put/call ratio (volume): 0.06
ATM implied volatility: 80.0%
Expected move: ±$3.90
Open interest (C / P): 4.57K / 6.60K

VEL options summary

The VEL options chain for the November 20, 2026 expiration lists 7 call and 5 put contracts, with 40 days until expiration. Open interest stands at 4,566 calls and 6,603 puts, a put/call ratio of 1.45, which is more bearish, with puts outnumbering calls. At-the-money implied volatility near the $15.00 strike is 80.0%, which implies the market expects a move of about ±$3.90 (26.5%) in Velocity Financial stock by expiration.

The most open interest sits at the $17.50 call (2.32K contracts) and the $15.00 put (4.07K contracts).

Summary generated from market data by MetaCap's automated system. Methodology

VEL options chain · November 20, 2026

VEL calls and puts by strike price. Shaded cells are in the money.
Calls							Puts
OI	Vol	IV	Last	Bid	Ask	Strike	Bid	Ask	Last	IV	Vol	OI
1	—	455.4%	9.67	7.80	11.00	10.00	—	—	—	—	—	—
VEL $14.73
5	—	105.3%	1.27	0.90	3.00	15.00	1.10	1.35	1.15	54.7%	1	4,074
2,321	5	60.0%	0.60	0.25	0.45	17.50	2.90	3.20	1.20	55.2%	5	96
2,033	47	66.6%	0.93	0.05	0.25	20.00	3.20	7.30	5.26	182.6%	1	2,431
0	1	25.0%	0.55	0.00	0.00	22.50	6.30	9.00	3.67	163.5%	2	1
5	4	194.3%	0.45	0.00	2.85	25.00	—	—	—	—	—	—
201	100	226.1%	0.15	0.00	2.85	30.00	—	—	—	—	—	—
—	—	—	—	—	—	35.00	14.60	18.60	15.99	—	—	1

In-the-money callsIn-the-money puts. IV = implied volatility, OI = open interest (contracts). Each contract covers 100 shares. Quotes delayed at least 15 minutes.

Frequently asked questions

What is the VEL put/call ratio?

For the November 20, 2026 expiration, the VEL put/call ratio based on open interest is 1.45 (6,603 puts vs 4,566 calls), and 0.06 based on today's volume. A ratio above 1 means more puts than calls.

What is VEL's implied volatility?

At-the-money implied volatility for VEL options expiring November 20, 2026 is about 80.0%, an annualized estimate of how much the market expects Velocity Financial stock to move.

How many VEL option expiration dates are there?

VEL has 6 listed expiration dates, from Oct 16, 2026 to Jul 16, 2027.

What does "in the money" mean?

A call is in the money when the strike price is below the current share price; a put is in the money when the strike is above it. In-the-money contracts have intrinsic value and are shaded in the table.