Velocity Financial (VEL) Options Chain

NYSE: VELFinanceFinance: Consumer ServicesUSD

14.73-0.18 (-1.21%)

At close: Oct 9, 4:00 PM ET · Delayed 15 min

Expiration date

Expiration: Jan 15, 2027
Days to expiration: 96
Share price: $14.73
Put/call ratio (OI): 4.51
Put/call ratio (volume): 0.59
ATM implied volatility: 66.9%
Expected move: ±$5.06
Open interest (C / P): 609 / 2.75K

VEL options summary

The VEL options chain for the January 15, 2027 expiration lists 5 call and 4 put contracts, with 96 days until expiration. Open interest stands at 609 calls and 2,748 puts, a put/call ratio of 4.51, which is more bearish, with puts outnumbering calls. At-the-money implied volatility near the $15.00 strike is 66.9%, which implies the market expects a move of about ±$5.06 (34.3%) in Velocity Financial stock by expiration.

The most open interest sits at the $17.50 call (504 contracts) and the $15.00 put (1.91K contracts).

Summary generated from market data by MetaCap's automated system. Methodology

VEL options chain · January 15, 2027

VEL calls and puts by strike price. Shaded cells are in the money.
Calls							Puts
OI	Vol	IV	Last	Bid	Ask	Strike	Bid	Ask	Last	IV	Vol	OI
—	—	—	—	—	—	12.50	0.00	3.10	0.60	90.6%	5	73
VEL $14.73
2	1	84.3%	1.45	1.35	3.50	15.00	1.45	1.65	1.65	49.6%	3	1,907
504	1	51.1%	0.70	0.55	0.75	17.50	0.00	0.00	1.45	—	7	0
86	1	52.5%	0.30	0.20	0.40	20.00	3.20	6.70	5.40	98.2%	1	768
17	20	119.7%	0.35	0.00	2.50	25.00	—	—	—	—	—	—
0	4	159.2%	0.10	0.00	2.65	35.00	—	—	—	—	—	—

In-the-money callsIn-the-money puts. IV = implied volatility, OI = open interest (contracts). Each contract covers 100 shares. Quotes delayed at least 15 minutes.

Frequently asked questions

What is the VEL put/call ratio?

For the January 15, 2027 expiration, the VEL put/call ratio based on open interest is 4.51 (2,748 puts vs 609 calls), and 0.59 based on today's volume. A ratio above 1 means more puts than calls.

What is VEL's implied volatility?

At-the-money implied volatility for VEL options expiring January 15, 2027 is about 66.9%, an annualized estimate of how much the market expects Velocity Financial stock to move.

How many VEL option expiration dates are there?

VEL has 6 listed expiration dates, from Oct 16, 2026 to Jul 16, 2027.

What does "in the money" mean?

A call is in the money when the strike price is below the current share price; a put is in the money when the strike is above it. In-the-money contracts have intrinsic value and are shaded in the table.