WaFd Cash Flow Statement
NASDAQ: WAFDFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
WaFd free cash flow
In fiscal 2025, WaFd generated $237.0 million of operating cash flow and spent $28.7 million on capital expenditures. That left free cash flow of $208.2 million, a free-cash-flow margin of 702.3% of revenue. Free cash flow was down 49.8% from the prior year's $414.6 million.
WaFd returned $186.6 million to shareholders: $84.6 million in dividends and $101.9 million in share repurchases, equal to 90% of free cash flow. Free cash flow covered dividend payments 2.5 times.
Summary generated from market data by MetaCap's automated system. Methodology
WaFd cash flow statement (annual)
| Fiscal year (USD) | FY 20252025-09-30 | FY 20242024-09-30 | FY 20232023-09-30 | FY 20222022-09-30 | FY 20212021-09-30 | FY 20202020-09-30 | FY 20192019-09-30 | FY 20182018-09-30 | FY 20172017-09-30 | FY 20162016-09-30 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 226.07M | 200.04M | 257.43M | 236.33M | 183.62M | 173.44M | 210.26M | 203.85M | 173.53M | 164.05M |
| Net Income growth (YoY) | +13.01% | -22.29% | +8.93% | +28.71% | +5.87% | -17.51% | +3.14% | +17.47% | +5.78% | +2.33% |
| Depreciation & Amortization | 9.72M | 134.10M | 22.97M | 64.05M | — | — | — | — | — | — |
| Stock-Based Compensation | 8.52M | 9.18M | 7.91M | 6.81M | 6.38M | 6.47M | 5.26M | 4.77M | 5.91M | 3.57M |
| Change in Working Capital | -27.89M | 148.00M | -67.34M | -100.15M | 155.60M | -146.89M | -17.42M | -6.88M | 7.97M | -14.20M |
| Operating Cash Flow | 236.95M | 439.23M | 213.96M | 268.46M | 314.45M | 166.60M | 234.05M | 190.70M | 179.70M | 221.72M |
| Capital Expenditures | -28.71M | -24.68M | -15.06M | -11.79M | -29.47M | -31.94M | -35.53M | -27.13M | -15.46M | -41.77M |
| Investing Cash Flow | -318.41M | 3.29B | -1.38B | -2.49B | -579.75M | -920.98M | -421.37M | -674.45M | -544.54M | -131.06M |
| Dividends Paid | -84.64M | -74.27M | -63.79M | -61.58M | -65.88M | -66.50M | -63.32M | -56.00M | -74.52M | -49.93M |
| Share Repurchases | -101.93M | -27.07M | -30.46M | -3.26M | -348.65M | -112.13M | -123.85M | -164.25M | -98.37M | -87.85M |
| Debt Issued | 11.02B | 17.04B | 17.18B | 7.34B | 7.40B | 10.88B | 13.31B | 13.25B | 4.59B | 1.12B |
| Debt Repaid | 0 | -95.00M | -15.65B | -6.94B | -8.39B | -10.44B | -13.39B | -13.14B | -4.45B | -868.00M |
| Financing Cash Flow | -1.64B | -2.33B | 1.46B | 817.86M | 653.12M | 2.04B | 337.83M | 439.32M | 227.54M | 75.66M |
| Net Change in Cash | -1.72B | 1.40B | 296.68M | -1.41B | 387.83M | 1.28B | 150.51M | -44.42M | -137.30M | 166.32M |
| Free Cash Flow | 208.25M | 414.55M | 198.89M | 256.68M | 284.98M | 134.66M | 198.52M | 163.57M | 164.24M | 179.95M |
This table shows 10 annual periods of WaFd's cash flow statement, from FY 2025 back to FY 2016, across 14 line items including net income, depreciation & amortization, stock-based compensation. Values in USD; B = billions, M = millions. Fiscal periods follow WAFD's reporting calendar. What is a cash flow statement?