WaFd Quarterly Cash Flow Statement
NASDAQ: WAFDFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
WaFd free cash flow
In the quarter ended Jun 30, 2026, WaFd generated $70.3 million of operating cash flow and spent $6.9 million on capital expenditures. That left free cash flow of $63.4 million, a free-cash-flow margin of 778.2% of revenue. Free cash flow was up 19.4% from the prior year's $53.1 million.
WaFd returned $20.0 million to shareholders: $19.7 million in dividends and $319,000 in share repurchases, equal to 32% of free cash flow. Free cash flow covered dividend payments 3.2 times.
Summary generated from market data by MetaCap's automated system. Methodology
WaFd cash flow statement (quarterly)
| Quarter (USD) | Q3 20262026-06-30 | Q2 20262026-03-31 | Q1 20262025-12-31 | Q4 20252025-09-30 | Q3 20252025-06-30 | Q2 20252025-03-31 | Q1 20252024-12-31 | Q4 20242024-09-30 | Q3 20242024-06-30 | Q2 20242024-03-31 | Q1 20242023-12-31 | Q4 20232023-09-30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 66.13M | 65.55M | 64.20M | 60.60M | 61.95M | 56.25M | 47.27M | 61.14M | 64.56M | 15.89M | 58.45M | 50.21M |
| Net Income growth (YoY) | +6.74% | +16.53% | +35.82% | -0.89% | -4.04% | +254.05% | -19.14% | +21.77% | +4.51% | -75.90% | -26.48% | -31.59% |
| Depreciation & Amortization | 6.04M | 8.58M | -1.56M | -1.25M | -13.52M | -19.87M | 44.35M | -60.05M | -11.57M | 227.82M | -22.09M | 7.30M |
| Stock-Based Compensation | 2.38M | 3.44M | 2.04M | 2.03M | 2.06M | 2.58M | 1.85M | 1.74M | 2.26M | 2.89M | 2.29M | 1.99M |
| Change in Working Capital | 12.18M | 36.74M | 8.13M | -39.47M | 24.30M | 12.42M | -25.14M | 105.59M | -1.98M | -41.16M | 85.55M | -16.70M |
| Operating Cash Flow | 70.28M | 79.38M | 60.48M | 57.38M | 58.01M | 72.14M | 49.43M | 96.62M | 63.15M | 169.20M | 110.26M | 82.88M |
| Capital Expenditures | -6.91M | -11.41M | -10.44M | -11.78M | -4.93M | -5.55M | -6.45M | -7.20M | -4.86M | -4.43M | -8.20M | -3.85M |
| Investing Cash Flow | -42.05M | -391.05M | -511.69M | -58.76M | 468.89M | -213.97M | -514.58M | 362.95M | 2.52B | 480.02M | -71.03M | -91.40M |
| Dividends Paid | -19.66M | -20.16M | -20.36M | -20.85M | -21.24M | -21.62M | -20.92M | -20.86M | -20.93M | -16.48M | -15.99M | -15.97M |
| Share Repurchases | -319.00K | -87.21M | -58.02M | -28.84M | -48.34M | -21.34M | -3.41M | -250.00K | -9.52M | -240.00K | -17.06M | -13.00K |
| Debt Issued | 4.18B | 4.13B | 3.88B | 3.13B | 2.53B | 3.20B | 2.17B | 1.10B | 4.55B | 5.34B | 6.05B | 3.60B |
| Debt Repaid | — | — | — | — | — | — | — | — | -5.95B | -5.30B | -5.83B | -3.70B |
| Financing Cash Flow | -21.56M | 246.56M | 528.81M | -150.56M | -949.11M | -134.44M | -408.22M | -570.97M | -1.59B | -288.22M | 124.89M | -150.47M |
| Net Change in Cash | 6.67M | -65.12M | 77.61M | -151.94M | -422.21M | -276.27M | -873.37M | -111.40M | 986.73M | 361.00M | 164.13M | -158.99M |
| Free Cash Flow | 63.36M | 67.97M | 50.04M | 45.60M | 53.08M | 66.58M | 42.98M | 89.42M | 58.29M | 164.77M | 102.06M | 79.03M |
This table shows 12 quarterly periods of WaFd's cash flow statement, from Q3 2026 back to Q4 2023, across 14 line items including net income, depreciation & amortization, stock-based compensation. Values in USD; B = billions, M = millions. Fiscal periods follow WAFD's reporting calendar. What is a cash flow statement?