Wintrust Financial Cash Flow Statement
NASDAQ: WTFCFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Wintrust Financial free cash flow
In fiscal 2025, Wintrust Financial generated $910.3 million of operating cash flow and spent $50.0 million on capital expenditures. That left free cash flow of $860.4 million, a free-cash-flow margin of 323.9% of revenue. Free cash flow was up 35.4% from the prior year's $635.5 million.
Wintrust Financial returned $169.4 million to shareholders through dividends, equal to 20% of free cash flow. Free cash flow covered dividend payments 5.1 times.
Summary generated from market data by MetaCap's automated system. Methodology
Wintrust Financial cash flow statement (annual)
| Fiscal year (USD) | FY 20252025-12-31 | FY 20242024-12-31 | FY 20232023-12-31 | FY 20222022-12-31 | FY 20212021-12-31 | FY 20202020-12-31 | FY 20192019-12-31 | FY 20182018-12-31 | FY 20172017-12-31 | FY 20162016-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 823.84M | 695.04M | 622.63M | 509.68M | 466.15M | 292.99M | 355.70M | 343.17M | 257.68M | 206.88M |
| Net Income growth (YoY) | +18.53% | +11.63% | +22.16% | +9.34% | +59.10% | -17.63% | +3.65% | +33.17% | +24.56% | +31.98% |
| Depreciation & Amortization | 66.90M | 61.40M | 56.90M | 53.10M | 54.00M | 46.40M | 38.00M | 33.20M | 31.50M | 32.10M |
| Stock-Based Compensation | 41.55M | 38.11M | 33.49M | 31.75M | 16.18M | -4.94M | 11.30M | 13.50M | 12.86M | 9.30M |
| Change in Working Capital | -126.66M | -180.78M | -40.82M | 285.81M | 266.22M | -84.95M | -144.92M | -160.52M | -94.79M | 70.58M |
| Operating Cash Flow | 910.35M | 721.56M | 744.38M | 1.38B | 1.13B | -518.47M | 265.99M | 377.18M | 401.63M | 310.97M |
| Capital Expenditures | -49.95M | -86.03M | -46.41M | -53.45M | -57.08M | -63.65M | -82.02M | -68.27M | -59.19M | -33.92M |
| Investing Cash Flow | -6.17B | -5.95B | -3.24B | -3.49B | -5.93B | -7.18B | -4.02B | -2.76B | -2.30B | -2.49B |
| Dividends Paid | -169.42M | -143.28M | -125.69M | -108.21M | -98.63M | -85.89M | -65.11M | -50.99M | -40.54M | -38.57M |
| Share Repurchases | — | — | 0 | 0 | -9.54M | -92.06M | 0 | 0 | -397.00K | -616.00K |
| Financing Cash Flow | 5.27B | 5.26B | 2.43B | 2.20B | 4.89B | 7.74B | 3.65B | 2.50B | 1.91B | 2.18B |
| Net Change in Cash | 9.40M | 35.07M | -67.50M | 79.76M | 88.73M | 36.00M | -105.72M | 114.61M | 7.55M | -5.75M |
| Free Cash Flow | 860.40M | 635.52M | 697.97M | 1.32B | 1.07B | -582.11M | 183.97M | 308.91M | 342.43M | 277.04M |
This table shows 10 annual periods of Wintrust Financial's cash flow statement, from FY 2025 back to FY 2016, across 12 line items including net income, depreciation & amortization, stock-based compensation. Values in USD; B = billions, M = millions. Fiscal periods follow WTFC's reporting calendar. What is a cash flow statement?