Wintrust Financial Quarterly Cash Flow Statement
NASDAQ: WTFCFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Wintrust Financial free cash flow
In the quarter ended Jun 30, 2026, Wintrust Financial generated $255.1 million of operating cash flow. That left free cash flow of $255.1 million, a free-cash-flow margin of 1356.7% of revenue. Free cash flow was down 22.5% from the prior year's $329.2 million.
Wintrust Financial returned $45.5 million to shareholders through dividends, equal to 18% of free cash flow. Free cash flow covered dividend payments 5.6 times.
Summary generated from market data by MetaCap's automated system. Methodology
Wintrust Financial cash flow statement (quarterly)
| Quarter (USD) | Q2 20262026-06-30 | Q1 20262026-03-31 | Q4 20252025-12-31 | Q3 20252025-09-30 | Q2 20252025-06-30 | Q1 20252025-03-31 | Q4 20242024-12-31 | Q3 20242024-09-30 | Q2 20242024-06-30 | Q1 20242024-03-31 | Q4 20232023-12-31 | Q3 20232023-09-30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 233.69M | 227.39M | 223.02M | 216.25M | 195.53M | 189.04M | 185.36M | 170.00M | 152.39M | 187.29M | 123.48M | 164.20M |
| Net Income growth (YoY) | +19.52% | +20.29% | +20.32% | +27.21% | +28.31% | +0.93% | +50.11% | +3.53% | -1.53% | +3.94% | -14.73% | +14.86% |
| Depreciation & Amortization | 29.23M | 29.93M | 29.87M | 28.55M | 30.86M | 29.49M | 29.20M | 25.74M | 23.68M | 21.46M | 22.17M | 27.59M |
| Stock-Based Compensation | 11.66M | 11.32M | 10.90M | 10.07M | 10.16M | 10.41M | 10.54M | 9.46M | 8.95M | 9.16M | 8.96M | 8.13M |
| Change in Working Capital | 26.37M | 688.03M | -50.01M | 73.67M | 65.27M | -215.59M | 121.96M | -297.38M | 97.37M | -102.73M | 72.16M | -158.57M |
| Operating Cash Flow | 255.11M | 927.18M | 251.66M | 209.78M | 329.16M | 119.75M | 490.82M | -61.63M | 221.24M | 71.13M | 247.93M | 88.26M |
| Capital Expenditures | — | — | — | — | — | — | -19.57M | -16.70M | -39.16M | -10.60M | -17.19M | -19.90M |
| Investing Cash Flow | -2.42B | -1.87B | -1.51B | -739.96M | -2.95B | -973.37M | -1.72B | -663.36M | -2.15B | -1.42B | -609.73M | -1.40B |
| Dividends Paid | -45.47M | -45.37M | -41.85M | -46.76M | -40.46M | -40.35M | -36.91M | -36.90M | -35.25M | -34.22M | -31.41M | -31.49M |
| Financing Cash Flow | 2.22B | 1.02B | 1.16B | 400.08M | 2.70B | 1.01B | 955.02M | 1.04B | 1.96B | 1.30B | 367.11M | 1.21B |
| Net Change in Cash | 52.14M | 75.78M | -97.53M | -130.09M | 79.28M | 157.74M | -272.59M | 315.60M | 35.64M | -43.58M | 5.32M | -95.77M |
| Free Cash Flow | 255.11M | 927.18M | 251.66M | 209.78M | 329.16M | 119.75M | 471.24M | -78.32M | 182.08M | 60.53M | 230.74M | 68.36M |
This table shows 12 quarterly periods of Wintrust Financial's cash flow statement, from Q2 2026 back to Q3 2023, across 12 line items including net income, depreciation & amortization, stock-based compensation. Values in USD; B = billions, M = millions. Fiscal periods follow WTFC's reporting calendar. What is a cash flow statement?