Cincinnati Financial (CINF) vs W.R. Berkley (WRB)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Cincinnati Financial (CINF) has outperformed W.R. Berkley (WRB) over the past year, losing 2.5% versus a loss of 10.3%. Over five years, WRB leads with a +101.7% price change compared with +35.9% for CINF. W.R. Berkley is the larger company by market cap ($26.74 billion vs $25.39 billion), about 1.1 times the size, while Cincinnati Financial is growing revenue faster (+11.4% vs +7.8%).
On valuation, W.R. Berkley trades at a lower forward P/E (14.8x vs 18.3x for Cincinnati Financial). Cincinnati Financial offers the higher dividend yield (2.19% vs 0.51%). Cincinnati Financial converts more of its revenue into profit, with a net margin of 18.9% versus 12.1%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CINF | WRB |
|---|---|---|
| Share price | $165.43 | $72.04 |
| Market cap | $25.39B | $26.74B |
| 1-day change | +2.36% | +3.31% |
| YTD return | -1.05% | -0.56% |
| 1-year return | -2.46% | -10.34% |
| 5-year return | +35.88% | +101.71% |
| P/E ratio (TTM) | 7.81 | 14.79 |
| Forward P/E | 18.26 | 14.76 |
| EPS (TTM) | $21.18 | $4.87 |
| Dividend yield | 2.19% | 0.51% |
| Annual dividend | $3.62 | $0.37 |
| Revenue (latest FY) | $12.63B | $14.71B |
| Revenue growth (YoY) | +11.41% | +7.84% |
| Net income (latest FY) | $2.39B | $1.78B |
| Net margin | 18.95% | 12.10% |
| 52-week high | $194.81 | $78.96 |
| 52-week low | $150.00 | $62.87 |
| Distance from 52-week high | -15.08% | -8.76% |
| Analyst consensus | buy | hold |
| Avg. price target upside | +15.46% | -4.14% |
| Average volume | 684.62K | 2.50M |
| Shares outstanding | 153.48M | 371.23M |
| Employees | 5,705 | 8,804 |
| Sector | Finance | Finance |
| Industry | Property-Casualty Insurers | Property-Casualty Insurers |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- W.R. Berkley trades at a higher earnings multiple (14.8x vs 7.8x trailing P/E).
- Cincinnati Financial offers a meaningfully higher dividend yield (2.19% vs 0.51%).
- Cincinnati Financial is more profitable, keeping 18.9 cents of every revenue dollar as net income versus 12.1 cents for W.R. Berkley.
About Cincinnati Financial
CINF stock →Cincinnati Financial Corporation provides property casualty insurance products in the United States. The company operates through five segments: Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance, and Investments.
Finance · Property-Casualty Insurers · 5,705 employees
About W.R. Berkley
WRB stock →W. R.
Finance · Property-Casualty Insurers · 8,804 employees
CINF vs WRB FAQ
Which is bigger, Cincinnati Financial or W.R. Berkley?
W.R. Berkley (WRB) is larger, with a market capitalization of $26.74B compared with $25.39B for Cincinnati Financial (CINF).
Which stock has performed better over the past year, CINF or WRB?
CINF returned -2.46% over the past 12 months, compared with -10.34% for WRB (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, CINF or WRB?
CINF has the lower trailing P/E at 7.8, versus 14.8 for WRB. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Cincinnati Financial or W.R. Berkley?
Cincinnati Financial has the higher yield at 2.19%, compared with 0.51% for W.R. Berkley.
Are Cincinnati Financial and W.R. Berkley in the same industry?
Yes. Both are classified in the Property-Casualty Insurers industry within the Finance sector.