American Coastal Insurance (ACIC) vs James River Group (JRVR)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
American Coastal Insurance (ACIC) has outperformed James River Group (JRVR) over the past year, losing 20.1% versus a loss of 33.9%. Over five years, ACIC leads with a +144.5% price change compared with -90.7% for JRVR. American Coastal Insurance is the larger company by market cap ($463.0 million vs $167.0 million), about 2.8 times the size.
On valuation, James River Group trades at a lower forward P/E (4.0x vs 7.7x for American Coastal Insurance). James River Group pays a dividend yielding 1.11%, while American Coastal Insurance does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | ACIC | JRVR |
|---|---|---|
| Share price | $9.80 | $3.61 |
| Market cap | $463.00M | $166.96M |
| 1-day change | -0.36% | -0.28% |
| YTD return | -22.17% | -43.08% |
| 1-year return | -20.08% | -33.94% |
| 5-year return | +144.53% | -90.70% |
| P/E ratio (TTM) | 4.87 | 9.26 |
| Forward P/E | 7.65 | 3.95 |
| EPS (TTM) | $2.01 | $0.39 |
| Dividend yield | 0.00% | 1.11% |
| Annual dividend | $0.00 | $0.04 |
| 52-week high | $13.06 | $7.20 |
| 52-week low | $9.01 | $3.36 |
| Distance from 52-week high | -25.00% | -49.86% |
| Analyst consensus | none | none |
| Avg. price target upside | — | +31.02% |
| Average volume | 268.35K | 269.70K |
| Shares outstanding | 47.27M | 46.25M |
| Employees | 68 | 576 |
| Sector | Finance | Finance |
| Industry | Property-Casualty Insurers | Property-Casualty Insurers |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- American Coastal Insurance is about 2.8 times larger than James River Group by market value ($463.00M vs $166.96M).
- ACIC has outperformed JRVR by 13.9 percentage points over the past year.
- James River Group trades at a higher earnings multiple (9.3x vs 4.9x trailing P/E).
- James River Group offers a meaningfully higher dividend yield (1.11% vs 0.00%).
About American Coastal Insurance
ACIC stock →American Coastal Insurance Corporation, through its subsidiaries, primarily engages in the commercial and personal property and casualty insurance business in the United States. The company provides structure, content, and liability coverage for standard single-family homeowners, renters, and condominium unit owners.
Finance · Property-Casualty Insurers · 68 employees
About James River Group
JRVR stock →James River Group Holdings, Inc. provides specialty insurance services.
Finance · Property-Casualty Insurers · 576 employees
ACIC vs JRVR FAQ
Which is bigger, American Coastal Insurance or James River Group?
American Coastal Insurance (ACIC) is larger, with a market capitalization of $463.00M compared with $166.96M for James River Group (JRVR).
Which stock has performed better over the past year, ACIC or JRVR?
ACIC returned -20.08% over the past 12 months, compared with -33.94% for JRVR (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, ACIC or JRVR?
ACIC has the lower trailing P/E at 4.9, versus 9.3 for JRVR. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, American Coastal Insurance or James River Group?
James River Group pays a dividend yielding 1.11%, while American Coastal Insurance does not currently pay a regular dividend.
Are American Coastal Insurance and James River Group in the same industry?
Yes. Both are classified in the Property-Casualty Insurers industry within the Finance sector.