MetaCap

American Coastal Insurance (ACIC) vs American Integrity Insurance Group (AII)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.

Summary

American Integrity Insurance Group (AII) has outperformed American Coastal Insurance (ACIC) over the past year, gaining 11.9% versus a loss of 21.5%. American Integrity Insurance Group is the larger company by market cap ($513.8 million vs $456.5 million), about 1.1 times the size. On valuation, American Coastal Insurance trades at a lower forward P/E (7.5x vs 8.1x for American Integrity Insurance Group).

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

ACIC-21.47%AII+11.89%
+15%-9%-33%
Oct 7, 20251 yearOct 7, 2026
ACIC-14.78%AII+53.33%
+57%+18%-21%
May 5, 20255 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

ACIC versus AII key metrics
MetricACICAII
Share price$9.66$26.22
Market cap$456.52M$513.79M
1-day change+1.55%-0.87%
YTD return-24.70%+26.98%
1-year return-21.47%+11.89%
5-year return+136.57%—
P/E ratio (TTM)4.805.93
Forward P/E7.558.09
EPS (TTM)$2.01$4.42
Dividend yield0.00%0.00%
Annual dividend$0.00$0.00
52-week high$13.06$27.00
52-week low$9.01$16.19
Distance from 52-week high-26.05%-2.89%
Analyst consensusnonebuy
Avg. price target upside—+2.97%
Average volume267.09K164.51K
Shares outstanding47.27M19.60M
Employees68313
SectorFinanceFinance
IndustryProperty-Casualty InsurersProperty-Casualty Insurers

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • AII has outperformed ACIC by 33.4 percentage points over the past year.

About American Coastal Insurance

ACIC stock →

American Coastal Insurance Corporation, through its subsidiaries, primarily engages in the commercial and personal property and casualty insurance business in the United States. The company provides structure, content, and liability coverage for standard single-family homeowners, renters, and condominium unit owners.

Finance · Property-Casualty Insurers · 68 employees

About American Integrity Insurance Group

AII stock →

American Integrity Insurance Group, Inc., together with its subsidiaries, operates as an insurance company in the United States. The company offers personal residential property insurance for single-family homeowners and condominium owners, as well as coverage for vacant dwellings and investment properties.

Finance · Property-Casualty Insurers · 313 employees

ACIC vs AII FAQ

Which is bigger, American Coastal Insurance or American Integrity Insurance Group?

American Integrity Insurance Group (AII) is larger, with a market capitalization of $513.79M compared with $456.52M for American Coastal Insurance (ACIC).

Which stock has performed better over the past year, ACIC or AII?

AII returned +11.89% over the past 12 months, compared with -21.47% for ACIC (price return, excluding dividends). Past performance does not predict future results.

Which has the lower P/E ratio, ACIC or AII?

ACIC has the lower trailing P/E at 4.8, versus 5.9 for AII. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.

Are American Coastal Insurance and American Integrity Insurance Group in the same industry?

Yes. Both are classified in the Property-Casualty Insurers industry within the Finance sector.

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