American Coastal Insurance (ACIC) vs NI (NODK)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
NI (NODK) has outperformed American Coastal Insurance (ACIC) over the past year, gaining 11.5% versus a loss of 21.5%. Over five years, ACIC leads with a +136.6% price change compared with -26.0% for NODK. American Coastal Insurance is the larger company by market cap ($449.5 million vs $300.8 million), about 1.5 times the size.
On valuation, American Coastal Insurance trades at a lower trailing P/E (4.7x vs 38.8x for NI).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | ACIC | NODK |
|---|---|---|
| Share price | $9.51 | $14.74 |
| Market cap | $449.53M | $300.77M |
| 1-day change | +0.96% | -0.20% |
| YTD return | -24.70% | +10.83% |
| 1-year return | -21.47% | +11.50% |
| 5-year return | +136.57% | -25.97% |
| P/E ratio (TTM) | 4.68 | 38.79 |
| Forward P/E | 7.43 | — |
| EPS (TTM) | $2.03 | $0.38 |
| Dividend yield | 0.00% | 0.00% |
| Annual dividend | $0.00 | $0.00 |
| 52-week high | $13.06 | $16.70 |
| 52-week low | $9.01 | $12.37 |
| Distance from 52-week high | -27.18% | -11.74% |
| Average volume | 267.41K | 25.71K |
| Shares outstanding | 47.27M | 20.40M |
| Sector | Finance | Finance |
| Industry | Property-Casualty Insurers | Property-Casualty Insurers |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- NODK has outperformed ACIC by 33.0 percentage points over the past year.
- NI trades at a higher earnings multiple (38.8x vs 4.7x trailing P/E).
ACIC vs NODK FAQ
Which is bigger, American Coastal Insurance or NI?
American Coastal Insurance (ACIC) is larger, with a market capitalization of $449.53M compared with $300.77M for NI (NODK).
Which stock has performed better over the past year, ACIC or NODK?
NODK returned +11.50% over the past 12 months, compared with -21.47% for ACIC (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, ACIC or NODK?
ACIC has the lower trailing P/E at 4.7, versus 38.8 for NODK. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Are American Coastal Insurance and NI in the same industry?
Yes. Both are classified in the Property-Casualty Insurers industry within the Finance sector.