MetaCap

Enact (ACT) vs Brown & Brown (BRO)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 7, 2026.

Summary

Enact (ACT) has outperformed Brown & Brown (BRO) over the past year, gaining 27.6% versus a loss of 35.3%. Over five years, ACT leads with a +112.5% price change compared with -4.0% for BRO. Brown & Brown is the larger company by market cap ($20.65 billion vs $6.30 billion), about 3.3 times the size.

On valuation, Enact trades at a lower forward P/E (9.1x vs 12.8x for Brown & Brown). Enact offers the higher dividend yield (1.90% vs 1.05%). Enact converts more of its revenue into profit, with a net margin of 54.6% versus 17.9%.

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

ACT+27.17%BRO-34.50%
+43%-2%-46%
Oct 6, 20251 yearOct 7, 2026
ACT+119.13%BRO+2.88%
+146%+64%-18%
Oct 4, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

ACT versus BRO key metrics
MetricACTBRO
Share price$45.82$61.72
Market cap$6.30B$20.65B
1-day change-1.08%+1.23%
YTD return+15.59%-22.38%
1-year return+27.60%-35.26%
5-year return+112.52%-4.04%
P/E ratio (TTM)9.6719.47
Forward P/E9.0712.81
EPS (TTM)$4.74$3.17
Dividend yield1.90%1.05%
Annual dividend$0.87$0.645
Revenue (latest FY)$1.24B$5.90B
Revenue growth (YoY)+2.83%+22.83%
Net income (latest FY)$674.24M$1.05B
Net margin54.56%17.86%
52-week high$50.56$96.55
52-week low$34.64$53.81
Distance from 52-week high-9.38%-36.07%
Analyst consensusnonehold
Avg. price target upside+9.56%+21.61%
Average volume393.94K2.27M
Shares outstanding137.48M334.61M
Employees41922,888
SectorFinanceFinance
IndustrySpecialty InsurersSpecialty Insurers

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • Brown & Brown is about 3.3 times larger than Enact by market value ($20.65B vs $6.30B).
  • ACT has outperformed BRO by 62.9 percentage points over the past year.
  • Brown & Brown trades at a higher earnings multiple (19.5x vs 9.7x trailing P/E).
  • Enact is more profitable, keeping 54.6 cents of every revenue dollar as net income versus 17.9 cents for Brown & Brown.
  • Brown & Brown grew revenue faster in its latest fiscal year (+22.83% vs +2.83%).

About Enact

ACT stock →

Enact Holdings, Inc. operates as a private mortgage insurance company in the United States.

Finance · Specialty Insurers · 419 employees

About Brown & Brown

BRO stock →

Brown & Brown, Inc. markets and sells insurance products and services in the United States, the United Kingdom, and internationally.

Finance · Specialty Insurers · 22,888 employees

ACT vs BRO FAQ

Which is bigger, Enact or Brown & Brown?

Brown & Brown (BRO) is larger, with a market capitalization of $20.65B compared with $6.30B for Enact (ACT).

Which stock has performed better over the past year, ACT or BRO?

ACT returned +27.60% over the past 12 months, compared with -35.26% for BRO (price return, excluding dividends). Past performance does not predict future results.

Which has the lower P/E ratio, ACT or BRO?

ACT has the lower trailing P/E at 9.7, versus 19.5 for BRO. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.

Which pays a higher dividend, Enact or Brown & Brown?

Enact has the higher yield at 1.90%, compared with 1.05% for Brown & Brown.

Are Enact and Brown & Brown in the same industry?

Yes. Both are classified in the Specialty Insurers industry within the Finance sector.

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