MetaCap

Enact (ACT) vs Baldwin Insurance Group (BWIN)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.

Summary

Enact (ACT) has outperformed Baldwin Insurance Group (BWIN) over the past year, gaining 27.6% versus a gain of 9.8%. Over five years, ACT leads with a +112.5% price change compared with -17.2% for BWIN. Enact is the larger company by market cap ($6.30 billion vs $4.47 billion), about 1.4 times the size, while Baldwin Insurance Group is growing revenue faster (+8.3% vs +2.8%).

On valuation, Enact trades at a lower forward P/E (9.1x vs 12.8x for Baldwin Insurance Group). Enact pays a dividend yielding 1.90%, while Baldwin Insurance Group does not currently pay one. Enact converts more of its revenue into profit, with a net margin of 54.6% versus -2.2%.

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

ACT+27.60%BWIN+9.84%
+44%-2%-47%
Oct 7, 20251 yearOct 7, 2026
ACT+119.13%BWIN-14.63%
+149%+42%-65%
Oct 4, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

ACT versus BWIN key metrics
MetricACTBWIN
Share price$45.82$31.81
Market cap$6.30B$4.47B
1-day change-1.08%-0.06%
YTD return+15.59%+32.38%
1-year return+27.60%+9.84%
5-year return+112.52%-17.20%
P/E ratio (TTM)9.67—
Forward P/E9.0712.83
EPS (TTM)$4.74$-1.04
Dividend yield1.90%0.00%
Annual dividend$0.87$0.00
Revenue (latest FY)$1.24B$1.50B
Revenue growth (YoY)+2.83%+8.34%
Net income (latest FY)$674.24M$-33.81M
Operating margin—4.91%
Net margin54.56%-2.25%
52-week high$50.56$32.71
52-week low$34.64$15.88
Distance from 52-week high-9.38%-2.74%
Analyst consensusnonehold
Avg. price target upside+9.56%+3.49%
Average volume396.18K2.49M
Shares outstanding137.48M97.62M
Employees4195,000
SectorFinanceFinance
IndustrySpecialty InsurersSpecialty Insurers

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • ACT has outperformed BWIN by 17.8 percentage points over the past year.
  • Enact offers a meaningfully higher dividend yield (1.90% vs 0.00%).
  • Enact is more profitable, keeping 54.6 cents of every revenue dollar as net income versus -2.2 cents for Baldwin Insurance Group.
  • Baldwin Insurance Group grew revenue faster in its latest fiscal year (+8.34% vs +2.83%).

About Enact

ACT stock →

Enact Holdings, Inc. operates as a private mortgage insurance company in the United States.

Finance · Specialty Insurers · 419 employees

About Baldwin Insurance Group

BWIN stock →

The Baldwin Insurance Group, Inc. operates as an independent insurance distribution firm that delivers insurance and risk management solutions in the United States.

Finance · Specialty Insurers · 5,000 employees

ACT vs BWIN FAQ

Which is bigger, Enact or Baldwin Insurance Group?

Enact (ACT) is larger, with a market capitalization of $6.30B compared with $4.47B for Baldwin Insurance Group (BWIN).

Which stock has performed better over the past year, ACT or BWIN?

ACT returned +27.60% over the past 12 months, compared with +9.84% for BWIN (price return, excluding dividends). Past performance does not predict future results.

Which pays a higher dividend, Enact or Baldwin Insurance Group?

Enact pays a dividend yielding 1.90%, while Baldwin Insurance Group does not currently pay a regular dividend.

Are Enact and Baldwin Insurance Group in the same industry?

Yes. Both are classified in the Specialty Insurers industry within the Finance sector.

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