Federal Agricultural Mortgage (AGM.A) vs Atlanticus (ATLC)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 10, 2026.
Summary
Atlanticus (ATLC) has outperformed Federal Agricultural Mortgage (AGM.A) over the past year, gaining 62.1% versus a gain of 16.4%. Over five years, ATLC leads with a +50.4% price change compared with +31.5% for AGM.A. Federal Agricultural Mortgage is the larger company by market cap ($1.53 billion vs $1.42 billion), about 1.1 times the size, while Atlanticus is growing revenue faster (+50.1% vs +8.9%).
On valuation, Federal Agricultural Mortgage trades at a lower trailing P/E (7.7x vs 11.9x for Atlanticus). Federal Agricultural Mortgage pays a dividend yielding 4.40%, while Atlanticus does not currently pay one. Federal Agricultural Mortgage converts more of its revenue into profit, with a net margin of 50.8% versus 6.2%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | AGM.A | ATLC |
|---|---|---|
| Share price | $140.87 | $93.73 |
| Market cap | $1.53B | $1.42B |
| 1-day change | 0.00% | +2.16% |
| YTD return | +6.24% | +40.00% |
| 1-year return | +16.43% | +62.13% |
| 5-year return | +31.52% | +50.45% |
| P/E ratio (TTM) | 7.71 | 11.91 |
| Forward P/E | — | 6.89 |
| EPS (TTM) | $18.28 | $7.87 |
| Dividend yield | 4.40% | 0.00% |
| Annual dividend | $6.20 | $0.00 |
| Revenue (latest FY) | $408.37M | $1.97B |
| Revenue growth (YoY) | +8.88% | +50.09% |
| Net income (latest FY) | $207.41M | $122.20M |
| Gross margin | — | 91.83% |
| Net margin | 50.79% | 6.21% |
| 52-week high | $176.00 | $114.34 |
| 52-week low | $115.00 | $47.50 |
| Distance from 52-week high | -19.96% | -18.03% |
| Analyst consensus | — | strong_buy |
| Avg. price target upside | — | +39.34% |
| Average volume | 575 | 142.70K |
| Shares outstanding | 1.03M | 15.17M |
| Employees | 212 | 576 |
| Sector | Financial Services | Financial Services |
| Industry | Credit Services | Credit Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- ATLC has outperformed AGM.A by 45.7 percentage points over the past year.
- Atlanticus trades at a higher earnings multiple (11.9x vs 7.7x trailing P/E).
- Federal Agricultural Mortgage offers a meaningfully higher dividend yield (4.40% vs 0.00%).
- Federal Agricultural Mortgage is more profitable, keeping 50.8 cents of every revenue dollar as net income versus 6.2 cents for Atlanticus.
- Atlanticus grew revenue faster in its latest fiscal year (+50.09% vs +8.88%).
About Federal Agricultural Mortgage
AGM.A stock →Federal Agricultural Mortgage Corporation provides a secondary market for various loans made to borrowers in the United States. It operates through seven segments: Farm & Ranch, Corporate AgFinance, Power & Utilities, Broadband Infrastructure, Renewable Energy, Funding, and Investments.
Financial Services · Credit Services · 212 employees
About Atlanticus
ATLC stock →Atlanticus Holdings Corporation, a financial technology company, provides products and services to lenders in the United States. The company operates in two segments, Credit as a Service (CaaS) and Auto Finance.
Financial Services · Credit Services · 576 employees
AGM.A vs ATLC FAQ
Which is bigger, Federal Agricultural Mortgage or Atlanticus?
Federal Agricultural Mortgage (AGM.A) is larger, with a market capitalization of $1.53B compared with $1.42B for Atlanticus (ATLC).
Which stock has performed better over the past year, AGM.A or ATLC?
ATLC returned +62.13% over the past 12 months, compared with +16.43% for AGM.A (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, AGM.A or ATLC?
AGM.A has the lower trailing P/E at 7.7, versus 11.9 for ATLC. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Federal Agricultural Mortgage or Atlanticus?
Federal Agricultural Mortgage pays a dividend yielding 4.40%, while Atlanticus does not currently pay a regular dividend.
Are Federal Agricultural Mortgage and Atlanticus in the same industry?
Yes. Both are classified in the Credit Services industry within the Financial Services sector.