Atlanticus (ATLC) vs CPI Card Group (PMTS)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 10, 2026.
Summary
Atlanticus (ATLC) has outperformed CPI Card Group (PMTS) over the past year, gaining 62.1% versus a gain of 58.1%. Over five years, ATLC leads with a +50.4% price change compared with -0.2% for PMTS. Atlanticus is the larger company by market cap ($1.42 billion vs $296.1 million), about 4.8 times the size.
On valuation, Atlanticus trades at a lower forward P/E (6.9x vs 7.3x for CPI Card Group).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | ATLC | PMTS |
|---|---|---|
| Share price | $93.73 | $25.54 |
| Market cap | $1.42B | $296.06M |
| 1-day change | +2.16% | +2.16% |
| YTD return | +40.00% | +73.98% |
| 1-year return | +62.13% | +58.14% |
| 5-year return | +50.45% | -0.20% |
| P/E ratio (TTM) | 11.91 | 22.40 |
| Forward P/E | 6.89 | 7.32 |
| EPS (TTM) | $7.87 | $1.14 |
| Dividend yield | 0.00% | 0.00% |
| Annual dividend | $0.00 | $0.00 |
| Revenue (latest FY) | $1.97B | — |
| Revenue growth (YoY) | +50.09% | — |
| Net income (latest FY) | $122.20M | — |
| Gross margin | 91.83% | — |
| Net margin | 6.21% | — |
| 52-week high | $114.34 | $31.25 |
| 52-week low | $47.50 | $10.81 |
| Distance from 52-week high | -18.03% | -18.27% |
| Analyst consensus | strong_buy | none |
| Avg. price target upside | +39.34% | +27.25% |
| Average volume | 142.70K | 143.67K |
| Shares outstanding | 15.17M | 11.59M |
| Employees | 576 | 1,700 |
| Sector | Financial Services | Financial Services |
| Industry | Credit Services | Credit Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Atlanticus is about 4.8 times larger than CPI Card Group by market value ($1.42B vs $296.06M).
- CPI Card Group trades at a higher earnings multiple (22.4x vs 11.9x trailing P/E).
About Atlanticus
ATLC stock →Atlanticus Holdings Corporation, a financial technology company, provides products and services to lenders in the United States. The company operates in two segments, Credit as a Service (CaaS) and Auto Finance.
Financial Services · Credit Services · 576 employees
About CPI Card Group
PMTS stock →CPI Card Group Inc., together with its subsidiaries, provides physical and digital payment solutions for financial institutions, processors, fintechs, prepaid program managers, and other organizations in the United States. It operates through Debit and Credit, and Prepaid Debit segments.
Financial Services · Credit Services · 1,700 employees
ATLC vs PMTS FAQ
Which is bigger, Atlanticus or CPI Card Group?
Atlanticus (ATLC) is larger, with a market capitalization of $1.42B compared with $296.06M for CPI Card Group (PMTS).
Which stock has performed better over the past year, ATLC or PMTS?
ATLC returned +62.13% over the past 12 months, compared with +58.14% for PMTS (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, ATLC or PMTS?
ATLC has the lower trailing P/E at 11.9, versus 22.4 for PMTS. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Are Atlanticus and CPI Card Group in the same industry?
Yes. Both are classified in the Credit Services industry within the Financial Services sector.