Assured Guaranty (AGO) vs RLI (RLI)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
RLI (RLI) has outperformed Assured Guaranty (AGO) over the past year, losing 13.8% versus a loss of 14.3%. Over five years, AGO leads with a +33.8% price change compared with +9.0% for RLI. RLI is the larger company by market cap ($5.17 billion vs $3.11 billion), about 1.7 times the size, while Assured Guaranty is growing revenue faster (+27.3% vs +6.3%).
On valuation, Assured Guaranty trades at a lower forward P/E (10.0x vs 20.9x for RLI). Assured Guaranty offers the higher dividend yield (2.04% vs 1.17%). Assured Guaranty converts more of its revenue into profit, with a net margin of 45.3% versus 21.4%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | AGO | RLI |
|---|---|---|
| Share price | $70.72 | $56.30 |
| Market cap | $3.11B | $5.17B |
| 1-day change | +2.29% | +1.37% |
| YTD return | -21.31% | -12.00% |
| 1-year return | -14.27% | -13.85% |
| 5-year return | +33.79% | +8.96% |
| P/E ratio (TTM) | 9.42 | 11.83 |
| Forward P/E | 10.05 | 20.89 |
| EPS (TTM) | $7.51 | $4.76 |
| Dividend yield | 2.04% | 1.17% |
| Annual dividend | $1.44 | $0.66 |
| Revenue (latest FY) | $1.11B | $1.88B |
| Revenue growth (YoY) | +27.29% | +6.33% |
| Net income (latest FY) | $503.00M | $403.34M |
| Net margin | 45.32% | 21.43% |
| 52-week high | $92.40 | $67.12 |
| 52-week low | $67.24 | $47.26 |
| Distance from 52-week high | -23.46% | -16.12% |
| Analyst consensus | strong_buy | hold |
| Avg. price target upside | +28.68% | +4.80% |
| Average volume | 418.88K | 752.61K |
| Shares outstanding | 43.98M | 91.77M |
| Employees | 367 | 1,193 |
| Sector | Finance | Finance |
| Industry | Property-Casualty Insurers | Property-Casualty Insurers |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- RLI trades at a higher earnings multiple (11.8x vs 9.4x trailing P/E).
- Assured Guaranty is more profitable, keeping 45.3 cents of every revenue dollar as net income versus 21.4 cents for RLI.
- Assured Guaranty grew revenue faster in its latest fiscal year (+27.29% vs +6.33%).
About Assured Guaranty
AGO stock →Assured Guaranty Ltd., together with its subsidiaries, provides credit protection products to public finance and structured finance markets in the United States and internationally. It operates through Insurance and Asset Management segments.
Finance · Property-Casualty Insurers · 367 employees
About RLI
RLI stock →RLI Corp., an insurance holding company, provides property, casualty, and surety insurance products. Its Casualty segment provides commercial excess, personal umbrella, general liability, transportation, and management liability coverages; professional liability and workers' compensation for office-based professional coverages; commercial automobile liability and physical damage insurance to local, intermediate and long haul truckers, public transportation entities, and other specialty commercial automobile risks; incidental related insurance coverages; inland marine coverages; directors and officers liability insurance, fiduciary liability and coverages, employment practice liability, public and private businesses risk, and home business insurance products.
Finance · Property-Casualty Insurers · 1,193 employees
AGO vs RLI FAQ
Which is bigger, Assured Guaranty or RLI?
RLI (RLI) is larger, with a market capitalization of $5.17B compared with $3.11B for Assured Guaranty (AGO).
Which stock has performed better over the past year, AGO or RLI?
RLI returned -13.85% over the past 12 months, compared with -14.27% for AGO (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, AGO or RLI?
AGO has the lower trailing P/E at 9.4, versus 11.8 for RLI. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Assured Guaranty or RLI?
Assured Guaranty has the higher yield at 2.04%, compared with 1.17% for RLI.
Are Assured Guaranty and RLI in the same industry?
Yes. Both are classified in the Property-Casualty Insurers industry within the Finance sector.