Assured Guaranty (AGO) vs HCI Group (HCI)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
HCI Group (HCI) has outperformed Assured Guaranty (AGO) over the past year, losing 5.2% versus a loss of 16.3%. Over five years, HCI leads with a +51.3% price change compared with +30.8% for AGO. Assured Guaranty is the larger company by market cap ($3.11 billion vs $2.39 billion), about 1.3 times the size.
On valuation, HCI Group trades at a lower forward P/E (9.9x vs 10.0x for Assured Guaranty). Assured Guaranty offers the higher dividend yield (2.04% vs 0.83%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | AGO | HCI |
|---|---|---|
| Share price | $70.72 | $192.35 |
| Market cap | $3.11B | $2.39B |
| 1-day change | +2.29% | +3.01% |
| YTD return | -23.07% | -2.59% |
| 1-year return | -16.31% | -5.22% |
| 5-year return | +30.80% | +51.27% |
| P/E ratio (TTM) | 9.42 | 8.29 |
| Forward P/E | 10.05 | 9.88 |
| EPS (TTM) | $7.51 | $23.20 |
| Dividend yield | 2.04% | 0.83% |
| Annual dividend | $1.44 | $1.60 |
| Revenue (latest FY) | $1.11B | — |
| Revenue growth (YoY) | +27.29% | — |
| Net income (latest FY) | $503.00M | — |
| Net margin | 45.32% | — |
| 52-week high | $92.40 | $210.50 |
| 52-week low | $67.24 | $144.75 |
| Distance from 52-week high | -23.46% | -8.62% |
| Analyst consensus | strong_buy | buy |
| Avg. price target upside | +28.68% | +25.64% |
| Average volume | 418.11K | 160.82K |
| Shares outstanding | 43.98M | 12.44M |
| Employees | 367 | 594 |
| Sector | Finance | Finance |
| Industry | Property-Casualty Insurers | Property-Casualty Insurers |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- HCI has outperformed AGO by 11.1 percentage points over the past year.
- Assured Guaranty offers a meaningfully higher dividend yield (2.04% vs 0.83%).
About Assured Guaranty
AGO stock →Assured Guaranty Ltd., together with its subsidiaries, provides credit protection products to public finance and structured finance markets in the United States and internationally. It operates through Insurance and Asset Management segments.
Finance · Property-Casualty Insurers · 367 employees
About HCI Group
HCI stock →HCI Group, Inc., together with its subsidiaries, engages in the property and casualty insurance business in the United States. The company operates through Insurance Operations, Exzeo, Reciprocal Exchange Operations, and Real Estate segments.
Finance · Property-Casualty Insurers · 594 employees
AGO vs HCI FAQ
Which is bigger, Assured Guaranty or HCI Group?
Assured Guaranty (AGO) is larger, with a market capitalization of $3.11B compared with $2.39B for HCI Group (HCI).
Which stock has performed better over the past year, AGO or HCI?
HCI returned -5.22% over the past 12 months, compared with -16.31% for AGO (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, AGO or HCI?
HCI has the lower trailing P/E at 8.3, versus 9.4 for AGO. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Assured Guaranty or HCI Group?
Assured Guaranty has the higher yield at 2.04%, compared with 0.83% for HCI Group.
Are Assured Guaranty and HCI Group in the same industry?
Yes. Both are classified in the Property-Casualty Insurers industry within the Finance sector.