American Integrity Insurance Group (AII) vs Horace Mann Educators (HMN)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
American Integrity Insurance Group (AII) has outperformed Horace Mann Educators (HMN) over the past year, gaining 12.8% versus a gain of 3.1%. Horace Mann Educators is the larger company by market cap ($1.86 billion vs $528.5 million), about 3.5 times the size. On valuation, American Integrity Insurance Group trades at a lower forward P/E (8.3x vs 8.5x for Horace Mann Educators).
Horace Mann Educators pays a dividend yielding 3.09%, while American Integrity Insurance Group does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | AII | HMN |
|---|---|---|
| Share price | $26.97 | $45.90 |
| Market cap | $528.48M | $1.86B |
| 1-day change | +1.97% | +1.82% |
| YTD return | +29.48% | -0.61% |
| 1-year return | +12.80% | +3.15% |
| 5-year return | — | +15.44% |
| P/E ratio (TTM) | 6.10 | 10.72 |
| Forward P/E | 8.32 | 8.53 |
| EPS (TTM) | $4.42 | $4.28 |
| Dividend yield | 0.00% | 3.09% |
| Annual dividend | $0.00 | $1.42 |
| 52-week high | $27.00 | $55.56 |
| 52-week low | $16.19 | $41.29 |
| Distance from 52-week high | -0.11% | -17.39% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +0.11% | +23.09% |
| Average volume | 167.46K | 287.29K |
| Shares outstanding | 19.60M | 40.50M |
| Employees | 313 | 1,800 |
| Sector | Financial Services | Financial Services |
| Industry | Insurance - Property & Casualty | Insurance - Property & Casualty |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Horace Mann Educators is about 3.5 times larger than American Integrity Insurance Group by market value ($1.86B vs $528.48M).
- Horace Mann Educators trades at a higher earnings multiple (10.7x vs 6.1x trailing P/E).
- Horace Mann Educators offers a meaningfully higher dividend yield (3.09% vs 0.00%).
About American Integrity Insurance Group
AII stock →American Integrity Insurance Group, Inc., together with its subsidiaries, operates as an insurance company in the United States. The company offers personal residential property insurance for single-family homeowners and condominium owners, as well as coverage for vacant dwellings and investment properties.
Financial Services · Insurance - Property & Casualty · 313 employees
About Horace Mann Educators
HMN stock →Horace Mann Educators Corporation, together with its subsidiaries, operates as an insurance holding company in the United States. It operates through three segments: Property & Casualty, Life & Retirement, and Supplemental & Group Benefits segments.
Financial Services · Insurance - Property & Casualty · 1,800 employees
AII vs HMN FAQ
Which is bigger, American Integrity Insurance Group or Horace Mann Educators?
Horace Mann Educators (HMN) is larger, with a market capitalization of $1.86B compared with $528.48M for American Integrity Insurance Group (AII).
Which stock has performed better over the past year, AII or HMN?
AII returned +12.80% over the past 12 months, compared with +3.15% for HMN (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, AII or HMN?
AII has the lower trailing P/E at 6.1, versus 10.7 for HMN. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, American Integrity Insurance Group or Horace Mann Educators?
Horace Mann Educators pays a dividend yielding 3.09%, while American Integrity Insurance Group does not currently pay a regular dividend.
Are American Integrity Insurance Group and Horace Mann Educators in the same industry?
Yes. Both are classified in the Insurance - Property & Casualty industry within the Financial Services sector.