MetaCap

Horace Mann Educators (HMN) vs Presurance (PRHI)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.

Summary

Horace Mann Educators (HMN) has outperformed Presurance (PRHI) over the past year, gaining 3.1% versus a loss of 32.5%. Over five years, HMN leads with a +15.4% price change compared with -56.0% for PRHI. Horace Mann Educators is the larger company by market cap ($1.86 billion vs $30.1 million), about 61.8 times the size.

Horace Mann Educators pays a dividend yielding 3.09%, while Presurance does not currently pay one.

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

HMN+3.15%PRHI-32.48%
+26%-25%-76%
Oct 8, 20251 yearOct 8, 2026
HMN+11.81%PRHI-56.19%
+37%-25%-88%
Oct 4, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

HMN versus PRHI key metrics
MetricHMNPRHI
Share price$45.90$8.04
Market cap$1.86B$30.10M
1-day change+1.82%+3.21%
YTD return-0.61%+60.99%
1-year return+3.15%-32.48%
5-year return+15.44%-56.02%
P/E ratio (TTM)10.72—
Forward P/E8.53—
EPS (TTM)$4.28$-10.31
Dividend yield3.09%0.00%
Annual dividend$1.42$0.00
52-week high$55.56$14.00
52-week low$41.29$3.36
Distance from 52-week high-17.39%-42.61%
Analyst consensusbuy—
Avg. price target upside+23.09%—
Average volume287.29K17.53K
Shares outstanding40.50M3.75M
Employees1,80012
SectorFinancial ServicesFinancial Services
IndustryInsurance - Property & CasualtyInsurance - Property & Casualty

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • Horace Mann Educators is about 61.8 times larger than Presurance by market value ($1.86B vs $30.10M).
  • HMN has outperformed PRHI by 35.6 percentage points over the past year.
  • Horace Mann Educators offers a meaningfully higher dividend yield (3.09% vs 0.00%).

About Horace Mann Educators

HMN stock →

Horace Mann Educators Corporation, together with its subsidiaries, operates as an insurance holding company in the United States. It operates through three segments: Property & Casualty, Life & Retirement, and Supplemental & Group Benefits segments.

Financial Services · Insurance - Property & Casualty · 1,800 employees

About Presurance

PRHI stock →

Presurance Holdings, Inc., an insurance holding company, provides specialty property, and casualty insurance in the United States. The company provides specialty insurance coverage for individuals, businesses, and communities.

Financial Services · Insurance - Property & Casualty · 12 employees

HMN vs PRHI FAQ

Which is bigger, Horace Mann Educators or Presurance?

Horace Mann Educators (HMN) is larger, with a market capitalization of $1.86B compared with $30.10M for Presurance (PRHI).

Which stock has performed better over the past year, HMN or PRHI?

HMN returned +3.15% over the past 12 months, compared with -32.48% for PRHI (price return, excluding dividends). Past performance does not predict future results.

Which pays a higher dividend, Horace Mann Educators or Presurance?

Horace Mann Educators pays a dividend yielding 3.09%, while Presurance does not currently pay a regular dividend.

Are Horace Mann Educators and Presurance in the same industry?

Yes. Both are classified in the Insurance - Property & Casualty industry within the Financial Services sector.

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