Horace Mann Educators (HMN) vs Kingstone Companies (KINS)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Kingstone Companies (KINS) has outperformed Horace Mann Educators (HMN) over the past year, gaining 29.1% versus a gain of 3.1%. Over five years, KINS leads with a +211.1% price change compared with +15.4% for HMN. Horace Mann Educators is the larger company by market cap ($1.86 billion vs $275.6 million), about 6.7 times the size.
On valuation, Kingstone Companies trades at a lower forward P/E (6.6x vs 8.5x for Horace Mann Educators). Horace Mann Educators offers the higher dividend yield (3.09% vs 1.05%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | HMN | KINS |
|---|---|---|
| Share price | $45.90 | $19.04 |
| Market cap | $1.86B | $275.63M |
| 1-day change | +1.82% | +2.48% |
| YTD return | -0.61% | +13.13% |
| 1-year return | +3.15% | +29.08% |
| 5-year return | +15.44% | +211.11% |
| P/E ratio (TTM) | 10.72 | 7.74 |
| Forward P/E | 8.53 | 6.57 |
| EPS (TTM) | $4.28 | $2.46 |
| Dividend yield | 3.09% | 1.05% |
| Annual dividend | $1.42 | $0.20 |
| 52-week high | $55.56 | $20.90 |
| 52-week low | $41.29 | $13.83 |
| Distance from 52-week high | -17.39% | -8.90% |
| Analyst consensus | buy | none |
| Avg. price target upside | +23.09% | +26.05% |
| Average volume | 287.29K | 97.71K |
| Shares outstanding | 40.50M | 14.48M |
| Employees | 1,800 | 113 |
| Sector | Financial Services | Financial Services |
| Industry | Insurance - Property & Casualty | Insurance - Property & Casualty |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Horace Mann Educators is about 6.7 times larger than Kingstone Companies by market value ($1.86B vs $275.63M).
- KINS has outperformed HMN by 25.9 percentage points over the past year.
- Horace Mann Educators trades at a higher earnings multiple (10.7x vs 7.7x trailing P/E).
- Horace Mann Educators offers a meaningfully higher dividend yield (3.09% vs 1.05%).
About Horace Mann Educators
HMN stock →Horace Mann Educators Corporation, together with its subsidiaries, operates as an insurance holding company in the United States. It operates through three segments: Property & Casualty, Life & Retirement, and Supplemental & Group Benefits segments.
Financial Services · Insurance - Property & Casualty · 1,800 employees
About Kingstone Companies
KINS stock →Kingstone Companies, Inc., through its subsidiary, Kingstone Insurance Company, provides property and casualty insurance products in the United States. The company offers personal line of insurance products, such as homeowners, dwelling fire, cooperative/condominiums, renters, and personal umbrella policies; and commercial auto insurance products.
Financial Services · Insurance - Property & Casualty · 113 employees
HMN vs KINS FAQ
Which is bigger, Horace Mann Educators or Kingstone Companies?
Horace Mann Educators (HMN) is larger, with a market capitalization of $1.86B compared with $275.63M for Kingstone Companies (KINS).
Which stock has performed better over the past year, HMN or KINS?
KINS returned +29.08% over the past 12 months, compared with +3.15% for HMN (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, HMN or KINS?
KINS has the lower trailing P/E at 7.7, versus 10.7 for HMN. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Horace Mann Educators or Kingstone Companies?
Horace Mann Educators has the higher yield at 3.09%, compared with 1.05% for Kingstone Companies.
Are Horace Mann Educators and Kingstone Companies in the same industry?
Yes. Both are classified in the Insurance - Property & Casualty industry within the Financial Services sector.