AMERISAFE (AMSF) vs Root (ROOT)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Root (ROOT) has outperformed AMERISAFE (AMSF) over the past year, losing 41.7% versus a loss of 42.3%. Over five years, ROOT leads with a -47.8% price change compared with -57.8% for AMSF. Root is the larger company by market cap ($739.6 million vs $450.2 million), about 1.6 times the size.
On valuation, AMERISAFE trades at a lower forward P/E (12.0x vs 16.9x for Root). AMERISAFE pays a dividend yielding 6.59%, while Root does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | AMSF | ROOT |
|---|---|---|
| Share price | $24.29 | $47.74 |
| Market cap | $450.24M | $739.65M |
| 1-day change | +2.92% | +1.21% |
| YTD return | -36.76% | -33.91% |
| 1-year return | -42.32% | -41.67% |
| 5-year return | -57.76% | -47.79% |
| P/E ratio (TTM) | 9.53 | 13.30 |
| Forward P/E | 12.04 | 16.93 |
| EPS (TTM) | $2.55 | $3.59 |
| Dividend yield | 6.59% | 0.00% |
| Annual dividend | $1.60 | $0.00 |
| 52-week high | $42.36 | $91.00 |
| 52-week low | $23.20 | $40.91 |
| Distance from 52-week high | -42.66% | -47.54% |
| Analyst consensus | none | hold |
| Avg. price target upside | +46.85% | +24.01% |
| Average volume | 431.63K | 229.45K |
| Shares outstanding | 18.54M | 13.69M |
| Employees | — | 1,256 |
| Sector | Financial Services | Financial Services |
| Industry | Insurance - Specialty | Insurance - Property & Casualty |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Root trades at a higher earnings multiple (13.3x vs 9.5x trailing P/E).
- AMERISAFE offers a meaningfully higher dividend yield (6.59% vs 0.00%).
About AMERISAFE
AMSF stock →AMERISAFE, Inc., an insurance holding company, underwrites workers' compensation insurance in the United States. The company provides benefits to injured employees for temporary or permanent disability, death, and medical and hospital expenses.
Financial Services · Insurance - Specialty
About Root
ROOT stock →Root, Inc. provides insurance products and services in the United States.
Financial Services · Insurance - Property & Casualty · 1,256 employees
AMSF vs ROOT FAQ
Which is bigger, AMERISAFE or Root?
Root (ROOT) is larger, with a market capitalization of $739.65M compared with $450.24M for AMERISAFE (AMSF).
Which stock has performed better over the past year, AMSF or ROOT?
ROOT returned -41.67% over the past 12 months, compared with -42.32% for AMSF (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, AMSF or ROOT?
AMSF has the lower trailing P/E at 9.5, versus 13.3 for ROOT. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, AMERISAFE or Root?
AMERISAFE pays a dividend yielding 6.59%, while Root does not currently pay a regular dividend.
Are AMERISAFE and Root in the same industry?
Both are in the Financial Services sector, but in different industries: Insurance - Specialty for AMERISAFE and Insurance - Property & Casualty for Root.