Assurant (AIZ) vs Cincinnati Financial (CINF)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Assurant (AIZ) has outperformed Cincinnati Financial (CINF) over the past year, gaining 23.3% versus a loss of 2.5%. Over five years, AIZ leads with a +64.2% price change compared with +35.9% for CINF. Cincinnati Financial is the larger company by market cap ($24.80 billion vs $13.16 billion), about 1.9 times the size.
On valuation, Assurant trades at a lower forward P/E (11.4x vs 17.8x for Cincinnati Financial). Cincinnati Financial offers the higher dividend yield (2.24% vs 1.29%). Cincinnati Financial converts more of its revenue into profit, with a net margin of 18.9% versus 6.8%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | AIZ | CINF |
|---|---|---|
| Share price | $266.73 | $161.61 |
| Market cap | $13.16B | $24.80B |
| 1-day change | -1.56% | -0.90% |
| YTD return | +10.75% | -1.05% |
| 1-year return | +23.32% | -2.46% |
| 5-year return | +64.16% | +35.88% |
| P/E ratio (TTM) | 12.77 | 7.63 |
| Forward P/E | 11.38 | 17.84 |
| EPS (TTM) | $20.89 | $21.18 |
| Dividend yield | 1.29% | 2.24% |
| Annual dividend | $3.44 | $3.62 |
| Revenue (latest FY) | $12.81B | $12.63B |
| Revenue growth (YoY) | +7.89% | +11.41% |
| Net income (latest FY) | $872.70M | $2.39B |
| Net margin | 6.81% | 18.95% |
| 52-week high | $303.94 | $194.81 |
| 52-week low | $206.03 | $150.00 |
| Distance from 52-week high | -12.24% | -17.04% |
| Analyst consensus | strong_buy | buy |
| Avg. price target upside | +22.47% | +18.19% |
| Average volume | 370.23K | 687.50K |
| Shares outstanding | 49.32M | 153.48M |
| Employees | 14,800 | 5,705 |
| Sector | Finance | Finance |
| Industry | Property-Casualty Insurers | Property-Casualty Insurers |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- AIZ has outperformed CINF by 25.8 percentage points over the past year.
- Assurant trades at a higher earnings multiple (12.8x vs 7.6x trailing P/E).
- Cincinnati Financial is more profitable, keeping 18.9 cents of every revenue dollar as net income versus 6.8 cents for Assurant.
About Assurant
AIZ stock →Assurant, Inc. provides protection services to connected devices, homes, and automobiles in North America, Latin America, Europe, and the Asia Pacific.
Finance · Property-Casualty Insurers · 14,800 employees
About Cincinnati Financial
CINF stock →Cincinnati Financial Corporation provides property casualty insurance products in the United States. The company operates through five segments: Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance, and Investments.
Finance · Property-Casualty Insurers · 5,705 employees
AIZ vs CINF FAQ
Which is bigger, Assurant or Cincinnati Financial?
Cincinnati Financial (CINF) is larger, with a market capitalization of $24.80B compared with $13.16B for Assurant (AIZ).
Which stock has performed better over the past year, AIZ or CINF?
AIZ returned +23.32% over the past 12 months, compared with -2.46% for CINF (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, AIZ or CINF?
CINF has the lower trailing P/E at 7.6, versus 12.8 for AIZ. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Assurant or Cincinnati Financial?
Cincinnati Financial has the higher yield at 2.24%, compared with 1.29% for Assurant.
Are Assurant and Cincinnati Financial in the same industry?
Yes. Both are classified in the Property-Casualty Insurers industry within the Finance sector.