Ally Financial (ALLY) vs Wintrust Financial (WTFC)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 7, 2026.
Summary
Wintrust Financial (WTFC) has outperformed Ally Financial (ALLY) over the past year, gaining 8.2% versus a loss of 6.4%. Over five years, WTFC leads with a +69.7% price change compared with -31.9% for ALLY. Ally Financial is the larger company by market cap ($11.37 billion vs $9.61 billion), about 1.2 times the size, while Wintrust Financial is growing revenue faster (+5.9% vs -3.3%).
On valuation, Ally Financial trades at a lower forward P/E (6.0x vs 10.3x for Wintrust Financial). Ally Financial offers the higher dividend yield (3.21% vs 1.47%). Wintrust Financial converts more of its revenue into profit, with a net margin of 310.1% versus 10.8%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | ALLY | WTFC |
|---|---|---|
| Share price | $37.37 | $142.49 |
| Market cap | $11.37B | $9.61B |
| 1-day change | -0.66% | -1.69% |
| YTD return | -17.49% | +1.91% |
| 1-year return | -6.39% | +8.22% |
| 5-year return | -31.93% | +69.67% |
| P/E ratio (TTM) | 8.79 | 11.65 |
| Forward P/E | 6.02 | 10.30 |
| EPS (TTM) | $4.25 | $12.23 |
| Dividend yield | 3.21% | 1.47% |
| Annual dividend | $1.20 | $2.10 |
| Revenue (latest FY) | $7.91B | $265.63M |
| Revenue growth (YoY) | -3.26% | +5.94% |
| Net income (latest FY) | $852.00M | $823.84M |
| Net margin | 10.77% | 310.14% |
| 52-week high | $47.29 | $167.22 |
| 52-week low | $35.92 | $119.61 |
| Distance from 52-week high | -20.98% | -14.79% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +34.55% | +23.66% |
| Average volume | 3.32M | 562.05K |
| Shares outstanding | 304.20M | 67.46M |
| Employees | 10,300 | 5,902 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- WTFC has outperformed ALLY by 14.6 percentage points over the past year.
- Wintrust Financial trades at a higher earnings multiple (11.7x vs 8.8x trailing P/E).
- Ally Financial offers a meaningfully higher dividend yield (3.21% vs 1.47%).
- Wintrust Financial is more profitable, keeping 310.1 cents of every revenue dollar as net income versus 10.8 cents for Ally Financial.
- Wintrust Financial grew revenue faster in its latest fiscal year (+5.94% vs -3.26%).
About Ally Financial
ALLY stock →Ally Financial Inc., a digital financial-services company, provides various digital financial products and services in the United States and Canada. The company operates through Automotive Finance operations, Insurance operations, and Corporate Finance operations.
Finance · Major Banks · 10,300 employees
About Wintrust Financial
WTFC stock →Wintrust Financial Corporation, a financial holding company, provides community-oriented, personal, and commercial banking services in the United States. It operates through three segments: Community Banking, Specialty Finance, and Wealth Management.
Finance · Major Banks · 5,902 employees
ALLY vs WTFC FAQ
Which is bigger, Ally Financial or Wintrust Financial?
Ally Financial (ALLY) is larger, with a market capitalization of $11.37B compared with $9.61B for Wintrust Financial (WTFC).
Which stock has performed better over the past year, ALLY or WTFC?
WTFC returned +8.22% over the past 12 months, compared with -6.39% for ALLY (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, ALLY or WTFC?
ALLY has the lower trailing P/E at 8.8, versus 11.7 for WTFC. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Ally Financial or Wintrust Financial?
Ally Financial has the higher yield at 3.21%, compared with 1.47% for Wintrust Financial.
Are Ally Financial and Wintrust Financial in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.