Ally Financial (ALLY) vs SouthState Bank (SSB)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
SouthState Bank (SSB) has outperformed Ally Financial (ALLY) over the past year, losing 1.1% versus a loss of 6.4%. Over five years, SSB leads with a +27.8% price change compared with -31.9% for ALLY. Ally Financial is the larger company by market cap ($11.37 billion vs $9.59 billion), about 1.2 times the size, while SouthState Bank is growing revenue faster (+56.1% vs -3.3%).
On valuation, Ally Financial trades at a lower forward P/E (6.0x vs 9.5x for SouthState Bank). Ally Financial offers the higher dividend yield (3.21% vs 2.43%). SouthState Bank converts more of its revenue into profit, with a net margin of 29.8% versus 10.8%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | ALLY | SSB |
|---|---|---|
| Share price | $37.37 | $98.91 |
| Market cap | $11.37B | $9.59B |
| 1-day change | -0.66% | -2.02% |
| YTD return | -17.49% | +5.10% |
| 1-year return | -6.39% | -1.10% |
| 5-year return | -31.93% | +27.76% |
| P/E ratio (TTM) | 8.79 | 10.39 |
| Forward P/E | 6.02 | 9.52 |
| EPS (TTM) | $4.25 | $9.52 |
| Dividend yield | 3.21% | 2.43% |
| Annual dividend | $1.20 | $2.40 |
| Revenue (latest FY) | $7.91B | $2.68B |
| Revenue growth (YoY) | -3.26% | +56.08% |
| Net income (latest FY) | $852.00M | $798.67M |
| Net margin | 10.77% | 29.79% |
| 52-week high | $47.29 | $112.20 |
| 52-week low | $35.92 | $84.48 |
| Distance from 52-week high | -20.98% | -11.84% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +34.55% | +20.31% |
| Average volume | 3.32M | 752.98K |
| Shares outstanding | 304.20M | 96.97M |
| Employees | 10,300 | 6,431 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- SouthState Bank is more profitable, keeping 29.8 cents of every revenue dollar as net income versus 10.8 cents for Ally Financial.
- SouthState Bank grew revenue faster in its latest fiscal year (+56.08% vs -3.26%).
About Ally Financial
ALLY stock →Ally Financial Inc., a digital financial-services company, provides various digital financial products and services in the United States and Canada. The company operates through Automotive Finance operations, Insurance operations, and Corporate Finance operations.
Finance · Major Banks · 10,300 employees
About SouthState Bank
SSB stock →SouthState Bank Corporation operates as the bank holding company for SouthState Bank, National Association that provides a range of banking services and products to individuals and companies in the United States. The company offers checking accounts, savings accounts, money market accounts, and time deposit accounts; interest-bearing deposits, certificates of deposits, and other time deposits; and interest-bearing transaction accounts.
Finance · Major Banks · 6,431 employees
ALLY vs SSB FAQ
Which is bigger, Ally Financial or SouthState Bank?
Ally Financial (ALLY) is larger, with a market capitalization of $11.37B compared with $9.59B for SouthState Bank (SSB).
Which stock has performed better over the past year, ALLY or SSB?
SSB returned -1.10% over the past 12 months, compared with -6.39% for ALLY (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, ALLY or SSB?
ALLY has the lower trailing P/E at 8.8, versus 10.4 for SSB. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Ally Financial or SouthState Bank?
Ally Financial has the higher yield at 3.21%, compared with 2.43% for SouthState Bank.
Are Ally Financial and SouthState Bank in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.