Ally Financial (ALLY) vs Visa (V)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 7, 2026.
Summary
Visa (V) has outperformed Ally Financial (ALLY) over the past year, gaining 6.1% versus a loss of 6.5%. Over five years, V leads with a +61.9% price change compared with -32.0% for ALLY. Visa is the larger company by market cap ($698.56 billion vs $11.37 billion), about 61.5 times the size.
On valuation, Ally Financial trades at a lower forward P/E (6.0x vs 24.8x for Visa). Ally Financial offers the higher dividend yield (3.21% vs 0.72%). Visa converts more of its revenue into profit, with a net margin of 50.1% versus 10.8%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | ALLY | V |
|---|---|---|
| Share price | $37.37 | $372.10 |
| Market cap | $11.37B | $698.56B |
| 1-day change | -0.66% | +0.39% |
| YTD return | -17.60% | +6.64% |
| 1-year return | -6.51% | +6.12% |
| 5-year return | -32.02% | +61.90% |
| P/E ratio (TTM) | 8.79 | 31.67 |
| Forward P/E | 6.02 | 24.80 |
| EPS (TTM) | $4.25 | $11.75 |
| Dividend yield | 3.21% | 0.72% |
| Annual dividend | $1.20 | $2.68 |
| Revenue (latest FY) | $7.91B | $40.00B |
| Revenue growth (YoY) | -3.26% | +11.34% |
| Net income (latest FY) | $852.00M | $20.06B |
| Operating margin | — | 59.98% |
| Net margin | 10.77% | 50.14% |
| 52-week high | $47.29 | $385.57 |
| 52-week low | $35.92 | $293.89 |
| Distance from 52-week high | -20.98% | -3.49% |
| Analyst consensus | buy | strong_buy |
| Avg. price target upside | +34.55% | +12.70% |
| Average volume | 3.33M | 6.61M |
| Shares outstanding | 304.20M | 1.70B |
| Employees | 10,300 | 34,100 |
| Sector | Financial Services | Financial Services |
| Industry | Credit Services | Credit Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Visa is about 61.5 times larger than Ally Financial by market value ($698.56B vs $11.37B).
- V has outperformed ALLY by 12.6 percentage points over the past year.
- Visa trades at a higher earnings multiple (31.7x vs 8.8x trailing P/E).
- Ally Financial offers a meaningfully higher dividend yield (3.21% vs 0.72%).
- Visa is more profitable, keeping 50.1 cents of every revenue dollar as net income versus 10.8 cents for Ally Financial.
- Visa grew revenue faster in its latest fiscal year (+11.34% vs -3.26%).
About Ally Financial
ALLY stock →Ally Financial Inc., a digital financial-services company, provides various digital financial products and services in the United States and Canada. The company operates through Automotive Finance operations, Insurance operations, and Corporate Finance operations.
Financial Services · Credit Services · 10,300 employees
About Visa
V stock →Visa Inc. operates as a payment technology company in the United States and internationally.
Financial Services · Credit Services · 34,100 employees
ALLY vs V FAQ
Which is bigger, Ally Financial or Visa?
Visa (V) is larger, with a market capitalization of $698.56B compared with $11.37B for Ally Financial (ALLY).
Which stock has performed better over the past year, ALLY or V?
V returned +6.12% over the past 12 months, compared with -6.51% for ALLY (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, ALLY or V?
ALLY has the lower trailing P/E at 8.8, versus 31.7 for V. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Ally Financial or Visa?
Ally Financial has the higher yield at 3.21%, compared with 0.72% for Visa.
Are Ally Financial and Visa in the same industry?
Yes. Both are classified in the Credit Services industry within the Financial Services sector.