Ally Financial (ALLY) vs OneMain (OMF)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
OneMain (OMF) has outperformed Ally Financial (ALLY) over the past year, gaining 2.1% versus a loss of 6.4%. Over five years, OMF leads with a -5.1% price change compared with -31.9% for ALLY. Ally Financial is the larger company by market cap ($11.37 billion vs $6.45 billion), about 1.8 times the size, while OneMain is growing revenue faster (+8.9% vs -3.3%).
On valuation, Ally Financial trades at a lower forward P/E (6.0x vs 6.6x for OneMain). OneMain offers the higher dividend yield (7.47% vs 3.21%). OneMain converts more of its revenue into profit, with a net margin of 16.0% versus 10.8%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | ALLY | OMF |
|---|---|---|
| Share price | $37.37 | $56.07 |
| Market cap | $11.37B | $6.45B |
| 1-day change | -0.66% | -0.20% |
| YTD return | -17.49% | -16.99% |
| 1-year return | -6.39% | +2.15% |
| 5-year return | -31.93% | -5.08% |
| P/E ratio (TTM) | 8.86 | 8.46 |
| Forward P/E | 6.02 | 6.57 |
| EPS (TTM) | $4.22 | $6.63 |
| Dividend yield | 3.21% | 7.47% |
| Annual dividend | $1.20 | $4.19 |
| Revenue (latest FY) | $7.91B | $4.90B |
| Revenue growth (YoY) | -3.26% | +8.88% |
| Net income (latest FY) | $852.00M | $783.00M |
| Net margin | 10.77% | 15.97% |
| 52-week high | $47.29 | $71.93 |
| 52-week low | $35.92 | $45.78 |
| Distance from 52-week high | -20.98% | -22.05% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +34.55% | +22.17% |
| Average volume | 3.32M | 959.23K |
| Shares outstanding | 304.20M | 115.04M |
| Employees | 10,300 | 9,300 |
| Sector | Finance | Finance |
| Industry | Major Banks | Finance: Consumer Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- OneMain offers a meaningfully higher dividend yield (7.47% vs 3.21%).
- OneMain is more profitable, keeping 16.0 cents of every revenue dollar as net income versus 10.8 cents for Ally Financial.
- OneMain grew revenue faster in its latest fiscal year (+8.88% vs -3.26%).
About Ally Financial
ALLY stock →Ally Financial Inc., a digital financial-services company, provides various digital financial products and services in the United States and Canada. The company operates through Automotive Finance operations, Insurance operations, and Corporate Finance operations.
Finance · Major Banks · 10,300 employees
About OneMain
OMF stock →OneMain Holdings, Inc., a financial service holding company, engages in the consumer finance and insurance businesses in the United States. The company provides origination, underwriting, and servicing of consumer loans, consisting of personal loans and auto finance.
Finance · Finance: Consumer Services · 9,300 employees
ALLY vs OMF FAQ
Which is bigger, Ally Financial or OneMain?
Ally Financial (ALLY) is larger, with a market capitalization of $11.37B compared with $6.45B for OneMain (OMF).
Which stock has performed better over the past year, ALLY or OMF?
OMF returned +2.15% over the past 12 months, compared with -6.39% for ALLY (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, ALLY or OMF?
OMF has the lower trailing P/E at 8.5, versus 8.9 for ALLY. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Ally Financial or OneMain?
OneMain has the higher yield at 7.47%, compared with 3.21% for Ally Financial.
Are Ally Financial and OneMain in the same industry?
Both are in the Finance sector, but in different industries: Major Banks for Ally Financial and Finance: Consumer Services for OneMain.