MetaCap

Ally Financial (ALLY) vs Nelnet (NNI)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.

Summary

Ally Financial (ALLY) has outperformed Nelnet (NNI) over the past year, losing 3.2% versus a loss of 3.6%. Over five years, NNI leads with a +49.7% price change compared with -31.1% for ALLY. Ally Financial is the larger company by market cap ($11.51 billion vs $4.51 billion), about 2.6 times the size.

On valuation, Ally Financial trades at a lower forward P/E (6.1x vs 14.8x for Nelnet). Ally Financial offers the higher dividend yield (3.17% vs 1.02%).

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

ALLY-6.39%NNI-3.57%
+20%+4%-11%
Oct 7, 20251 yearOct 7, 2026
ALLY-28.62%NNI+50.01%
+77%+6%-64%
Oct 4, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

ALLY versus NNI key metrics
MetricALLYNNI
Share price$37.83$125.96
Market cap$11.51B$4.51B
1-day change+1.23%+1.16%
YTD return-16.47%-6.35%
1-year return-3.20%-3.57%
5-year return-31.09%+49.68%
P/E ratio (TTM)8.9015.05
Forward P/E6.1014.82
EPS (TTM)$4.25$8.37
Dividend yield3.17%1.02%
Annual dividend$1.20$1.29
Revenue (latest FY)$7.91B—
Revenue growth (YoY)-3.26%—
Net income (latest FY)$852.00M$428.47M
Net margin10.77%—
52-week high$47.29$144.38
52-week low$35.92$116.62
Distance from 52-week high-20.00%-12.76%
Analyst consensusbuyhold
Avg. price target upside+32.91%-0.76%
Average volume3.33M132.38K
Shares outstanding304.20M25.16M
Employees10,3005,744
SectorFinanceFinance
IndustryMajor BanksFinance: Consumer Services

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • Ally Financial is about 2.6 times larger than Nelnet by market value ($11.51B vs $4.51B).
  • Nelnet trades at a higher earnings multiple (15.0x vs 8.9x trailing P/E).
  • Ally Financial offers a meaningfully higher dividend yield (3.17% vs 1.02%).

About Ally Financial

ALLY stock →

Ally Financial Inc., a digital financial-services company, provides various digital financial products and services in the United States and Canada. The company operates through Automotive Finance operations, Insurance operations, and Corporate Finance operations.

Finance · Major Banks · 10,300 employees

About Nelnet

NNI stock →

Nelnet, Inc. engages in loan servicing, education technology services, and payment businesses worldwide.

Finance · Finance: Consumer Services · 5,744 employees

ALLY vs NNI FAQ

Which is bigger, Ally Financial or Nelnet?

Ally Financial (ALLY) is larger, with a market capitalization of $11.51B compared with $4.51B for Nelnet (NNI).

Which stock has performed better over the past year, ALLY or NNI?

ALLY returned -3.20% over the past 12 months, compared with -3.57% for NNI (price return, excluding dividends). Past performance does not predict future results.

Which has the lower P/E ratio, ALLY or NNI?

ALLY has the lower trailing P/E at 8.9, versus 15.0 for NNI. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.

Which pays a higher dividend, Ally Financial or Nelnet?

Ally Financial has the higher yield at 3.17%, compared with 1.02% for Nelnet.

Are Ally Financial and Nelnet in the same industry?

Both are in the Finance sector, but in different industries: Major Banks for Ally Financial and Finance: Consumer Services for Nelnet.

More comparisons