Amalgamated Financial (AMAL) vs Old Second Bancorp (OSBC)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Amalgamated Financial (AMAL) has outperformed Old Second Bancorp (OSBC) over the past year, gaining 70.6% versus a gain of 43.0%. Over five years, AMAL leads with a +170.3% price change compared with +86.0% for OSBC. Amalgamated Financial is the larger company by market cap ($1.41 billion vs $1.26 billion), about 1.1 times the size.
On valuation, Amalgamated Financial trades at a lower forward P/E (10.2x vs 10.2x for Old Second Bancorp). Amalgamated Financial offers the higher dividend yield (1.38% vs 1.09%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | AMAL | OSBC |
|---|---|---|
| Share price | $47.18 | $24.86 |
| Market cap | $1.41B | $1.26B |
| 1-day change | +1.18% | +0.81% |
| YTD return | +45.58% | +26.46% |
| 1-year return | +70.62% | +42.96% |
| 5-year return | +170.32% | +85.97% |
| P/E ratio (TTM) | 12.58 | 14.13 |
| Forward P/E | 10.17 | 10.17 |
| EPS (TTM) | $3.75 | $1.76 |
| Dividend yield | 1.38% | 1.09% |
| Annual dividend | $0.65 | $0.27 |
| 52-week high | $51.59 | $26.06 |
| 52-week low | $25.13 | $16.65 |
| Distance from 52-week high | -8.55% | -4.60% |
| Analyst consensus | none | buy |
| Avg. price target upside | +14.46% | +12.63% |
| Average volume | 210.01K | 466.73K |
| Shares outstanding | 29.90M | 50.88M |
| Employees | 450 | 1,062 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- AMAL has outperformed OSBC by 27.7 percentage points over the past year.
About Amalgamated Financial
AMAL stock →Amalgamated Financial Corp. operates as the bank holding company for Amalgamated Bank that provides commercial and retail banking, investment management, and trust and custody services in the United States.
Finance · Major Banks · 450 employees
About Old Second Bancorp
OSBC stock →Old Second Bancorp, Inc. operates as the bank holding company for Old Second National Bank that provides community banking services in the United States.
Finance · Major Banks · 1,062 employees
AMAL vs OSBC FAQ
Which is bigger, Amalgamated Financial or Old Second Bancorp?
Amalgamated Financial (AMAL) is larger, with a market capitalization of $1.41B compared with $1.26B for Old Second Bancorp (OSBC).
Which stock has performed better over the past year, AMAL or OSBC?
AMAL returned +70.62% over the past 12 months, compared with +42.96% for OSBC (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, AMAL or OSBC?
AMAL has the lower trailing P/E at 12.6, versus 14.1 for OSBC. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Amalgamated Financial or Old Second Bancorp?
Amalgamated Financial has the higher yield at 1.38%, compared with 1.09% for Old Second Bancorp.
Are Amalgamated Financial and Old Second Bancorp in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.