Ames National (ATLO) vs First Northern Community Bancorp (FNRN)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Ames National (ATLO) has outperformed First Northern Community Bancorp (FNRN) over the past year, gaining 59.1% versus a gain of 42.6%. Over five years, FNRN leads with a +107.3% price change compared with +36.0% for ATLO. Ames National is the larger company by market cap ($280.7 million vs $277.7 million), about 1.0 times the size.
On valuation, Ames National trades at a lower trailing P/E (12.3x vs 13.0x for First Northern Community Bancorp). Ames National pays a dividend yielding 2.78%, while First Northern Community Bancorp does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | ATLO | FNRN |
|---|---|---|
| Share price | $31.69 | $16.94 |
| Market cap | $280.69M | $277.74M |
| 1-day change | -0.91% | -2.08% |
| YTD return | +39.29% | +35.97% |
| 1-year return | +59.10% | +42.58% |
| 5-year return | +36.03% | +107.32% |
| P/E ratio (TTM) | 12.28 | 13.03 |
| Forward P/E | 11.24 | — |
| EPS (TTM) | $2.58 | $1.30 |
| Dividend yield | 2.78% | 0.00% |
| Annual dividend | $0.88 | $0.00 |
| 52-week high | $32.86 | $19.25 |
| 52-week low | $19.56 | $12.00 |
| Distance from 52-week high | -3.56% | -12.00% |
| Analyst consensus | none | — |
| Avg. price target upside | +4.13% | — |
| Average volume | 32.25K | 113.36K |
| Shares outstanding | 8.86M | 16.40M |
| Employees | 261 | 204 |
| Sector | Finance | Finance |
| Industry | Major Banks | Savings Institutions |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- ATLO has outperformed FNRN by 16.5 percentage points over the past year.
- Ames National offers a meaningfully higher dividend yield (2.78% vs 0.00%).
About Ames National
ATLO stock →Ames National Corporation operates as a multi-bank holding company that provides banking products and services primarily in Boone, Clarke, Hancock, Marshall, Polk, Story, Taylor, and Union Counties in central, north-central, and south-central Iowa. It accepts various deposit products, including checking and savings accounts; and time deposits, such as money market accounts and certificates of deposit.
Finance · Major Banks · 261 employees
About First Northern Community Bancorp
FNRN stock →First Northern Community Bancorp operates as the bank holding company for First Northern Bank of Dixon that provides commercial banking products and services to individuals, and small and medium sized businesses. The company offers deposit products, including demand, interest-bearing transaction, savings and money market, and non-brokered time deposits.
Finance · Savings Institutions · 204 employees
ATLO vs FNRN FAQ
Which is bigger, Ames National or First Northern Community Bancorp?
Ames National (ATLO) is larger, with a market capitalization of $280.69M compared with $277.74M for First Northern Community Bancorp (FNRN).
Which stock has performed better over the past year, ATLO or FNRN?
ATLO returned +59.10% over the past 12 months, compared with +42.58% for FNRN (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, ATLO or FNRN?
ATLO has the lower trailing P/E at 12.3, versus 13.0 for FNRN. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Ames National or First Northern Community Bancorp?
Ames National pays a dividend yielding 2.78%, while First Northern Community Bancorp does not currently pay a regular dividend.
Are Ames National and First Northern Community Bancorp in the same industry?
Both are in the Finance sector, but in different industries: Major Banks for Ames National and Savings Institutions for First Northern Community Bancorp.