Auburn National Bancorporation (AUBN) vs OptimumBank (OPHC)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
OptimumBank (OPHC) has outperformed Auburn National Bancorporation (AUBN) over the past year, gaining 115.3% versus a gain of 5.8%. Over five years, OPHC leads with a +53.9% price change compared with -20.9% for AUBN. OptimumBank is the larger company by market cap ($113.9 million vs $94.0 million), about 1.2 times the size.
On valuation, OptimumBank trades at a lower trailing P/E (10.4x vs 11.2x for Auburn National Bancorporation). Auburn National Bancorporation pays a dividend yielding 4.00%, while OptimumBank does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | AUBN | OPHC |
|---|---|---|
| Share price | $26.98 | $9.02 |
| Market cap | $94.01M | $113.93M |
| 1-day change | +2.59% | -0.77% |
| YTD return | +0.11% | +112.24% |
| 1-year return | +5.80% | +115.27% |
| 5-year return | -20.88% | +53.92% |
| P/E ratio (TTM) | 11.20 | 10.37 |
| Forward P/E | — | 6.68 |
| EPS (TTM) | $2.41 | $0.87 |
| Dividend yield | 4.00% | 0.00% |
| Annual dividend | $1.08 | $0.00 |
| 52-week high | $28.88 | $10.68 |
| 52-week low | $21.01 | $3.91 |
| Distance from 52-week high | -6.58% | -15.54% |
| Analyst consensus | — | none |
| Avg. price target upside | — | +21.06% |
| Average volume | 1.83K | 124.18K |
| Shares outstanding | 3.48M | 12.63M |
| Employees | 145 | 98 |
| Sector | Financial Services | Financial Services |
| Industry | Banks - Regional | Banks - Regional |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- OPHC has outperformed AUBN by 109.5 percentage points over the past year.
- Auburn National Bancorporation offers a meaningfully higher dividend yield (4.00% vs 0.00%).
About Auburn National Bancorporation
AUBN stock →Auburn National Bancorporation, Inc. operates as the bank holding company for AuburnBank that provides various banking products and services in East Alabama.
Financial Services · Banks - Regional · 145 employees
About OptimumBank
OPHC stock →OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank, which provides various consumer and commercial banking services to individuals and businesses.
Financial Services · Banks - Regional · 98 employees
AUBN vs OPHC FAQ
Which is bigger, Auburn National Bancorporation or OptimumBank?
OptimumBank (OPHC) is larger, with a market capitalization of $113.93M compared with $94.01M for Auburn National Bancorporation (AUBN).
Which stock has performed better over the past year, AUBN or OPHC?
OPHC returned +115.27% over the past 12 months, compared with +5.80% for AUBN (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, AUBN or OPHC?
OPHC has the lower trailing P/E at 10.4, versus 11.2 for AUBN. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Auburn National Bancorporation or OptimumBank?
Auburn National Bancorporation pays a dividend yielding 4.00%, while OptimumBank does not currently pay a regular dividend.
Are Auburn National Bancorporation and OptimumBank in the same industry?
Yes. Both are classified in the Banks - Regional industry within the Financial Services sector.