MetaCap

Patriot National Bancorp (PNBK) vs Summit State Bank (SSBI)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.

Summary

Summit State Bank (SSBI) has outperformed Patriot National Bancorp (PNBK) over the past year, gaining 5.5% versus a loss of 33.5%. Over five years, SSBI leads with a -25.6% price change compared with -91.2% for PNBK. Patriot National Bancorp is the larger company by market cap ($108.9 million vs $85.7 million), about 1.3 times the size.

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

PNBK-28.72%SSBI+5.50%
+52%+9%-33%
Oct 8, 20251 yearOct 7, 2026
PNBK-91.16%SSBI-25.53%
+86%-7%-100%
Oct 4, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

PNBK versus SSBI key metrics
MetricPNBKSSBI
Share price$0.8639$12.66
Market cap$108.86M$85.67M
1-day change-6.77%0.00%
YTD return-52.53%+8.86%
1-year return-33.55%+5.50%
5-year return-91.17%-25.57%
P/E ratio (TTM)—38.36
Forward P/E0.86—
EPS (TTM)$-0.05$0.33
Dividend yield0.00%0.00%
Annual dividend$0.00$0.00
52-week high$2.00$14.00
52-week low$0.8553$10.35
Distance from 52-week high-56.80%-9.57%
Average volume205.97K5.01K
Shares outstanding118.74M6.77M
Employees107103
SectorFinanceFinance
IndustryMajor BanksMajor Banks

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • SSBI has outperformed PNBK by 39.0 percentage points over the past year.

About Patriot National Bancorp

PNBK stock →

Patriot National Bancorp, Inc. operates as the holding company for Patriot Bank, N.A.

Finance · Major Banks · 107 employees

About Summit State Bank

SSBI stock →

Summit State Bank provides various banking products and services to individuals and businesses primarily in Sonoma County, California. It offers personal and business checking, money market, sweep, savings, and demand accounts; time certificates of deposit; and specialized deposit accounts, including professional, small business packaged, tiered, and retirement plan accounts.

Finance · Major Banks · 103 employees

PNBK vs SSBI FAQ

Which is bigger, Patriot National Bancorp or Summit State Bank?

Patriot National Bancorp (PNBK) is larger, with a market capitalization of $108.86M compared with $85.67M for Summit State Bank (SSBI).

Which stock has performed better over the past year, PNBK or SSBI?

SSBI returned +5.50% over the past 12 months, compared with -33.55% for PNBK (price return, excluding dividends). Past performance does not predict future results.

Are Patriot National Bancorp and Summit State Bank in the same industry?

Yes. Both are classified in the Major Banks industry within the Finance sector.

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