Pioneer Bancorp (PBFS) vs Timberland Bancorp (TSBK)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Timberland Bancorp (TSBK) has outperformed Pioneer Bancorp (PBFS) over the past year, gaining 39.0% versus a gain of 33.2%. Over five years, TSBK leads with a +55.8% price change compared with +40.8% for PBFS. Pioneer Bancorp is the larger company by market cap ($419.0 million vs $348.9 million), about 1.2 times the size.
On valuation, Timberland Bancorp trades at a lower trailing P/E (11.2x vs 24.8x for Pioneer Bancorp). Timberland Bancorp pays a dividend yielding 2.50%, while Pioneer Bancorp does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | PBFS | TSBK |
|---|---|---|
| Share price | $17.33 | $44.87 |
| Market cap | $419.04M | $348.89M |
| 1-day change | -1.17% | -1.71% |
| YTD return | +28.56% | +25.34% |
| 1-year return | +33.21% | +39.05% |
| 5-year return | +40.78% | +55.80% |
| P/E ratio (TTM) | 24.76 | 11.25 |
| EPS (TTM) | $0.70 | $3.99 |
| Dividend yield | 0.00% | 2.50% |
| Annual dividend | $0.00 | $1.12 |
| 52-week high | $19.91 | $49.38 |
| 52-week low | $12.64 | $30.93 |
| Distance from 52-week high | -12.96% | -9.13% |
| Average volume | 12.68K | 34.56K |
| Shares outstanding | 24.18M | 7.78M |
| Employees | 298 | 271 |
| Sector | Finance | Finance |
| Industry | Banks | Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Pioneer Bancorp trades at a higher earnings multiple (24.8x vs 11.2x trailing P/E).
- Timberland Bancorp offers a meaningfully higher dividend yield (2.50% vs 0.00%).
About Pioneer Bancorp
PBFS stock →Pioneer Bancorp, Inc. operates as a holding company for Pioneer Bank, National Association that provides various banking products and services in New York.
Finance · Banks · 298 employees
About Timberland Bancorp
TSBK stock →Timberland Bancorp, Inc. operates as the bank holding company for Timberland Bank that provides various community banking services in Washington.
Finance · Banks · 271 employees
PBFS vs TSBK FAQ
Which is bigger, Pioneer Bancorp or Timberland Bancorp?
Pioneer Bancorp (PBFS) is larger, with a market capitalization of $419.04M compared with $348.89M for Timberland Bancorp (TSBK).
Which stock has performed better over the past year, PBFS or TSBK?
TSBK returned +39.05% over the past 12 months, compared with +33.21% for PBFS (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, PBFS or TSBK?
TSBK has the lower trailing P/E at 11.2, versus 24.8 for PBFS. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Pioneer Bancorp or Timberland Bancorp?
Timberland Bancorp pays a dividend yielding 2.50%, while Pioneer Bancorp does not currently pay a regular dividend.
Are Pioneer Bancorp and Timberland Bancorp in the same industry?
Yes. Both are classified in the Banks industry within the Finance sector.