Avidia Bancorp (AVBC) vs USCB Financial (USCB)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Avidia Bancorp (AVBC) has outperformed USCB Financial (USCB) over the past year, gaining 49.5% versus a gain of 28.2%. USCB Financial is the larger company by market cap ($407.4 million vs $407.3 million), about 1.0 times the size. On valuation, USCB Financial trades at a lower forward P/E (9.5x vs 14.9x for Avidia Bancorp).
USCB Financial offers the higher dividend yield (2.04% vs 0.45%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | AVBC | USCB |
|---|---|---|
| Share price | $22.05 | $22.05 |
| Market cap | $407.30M | $407.36M |
| 1-day change | +0.59% | +0.32% |
| YTD return | +30.40% | +19.33% |
| 1-year return | +49.52% | +28.24% |
| 5-year return | — | +74.17% |
| P/E ratio (TTM) | 23.21 | 14.13 |
| Forward P/E | 14.90 | 9.50 |
| EPS (TTM) | $0.95 | $1.56 |
| Dividend yield | 0.45% | 2.04% |
| Annual dividend | $0.10 | $0.45 |
| 52-week high | $22.90 | $23.89 |
| 52-week low | $14.31 | $16.36 |
| Distance from 52-week high | -3.70% | -7.69% |
| Analyst consensus | strong_buy | none |
| Avg. price target upside | +15.65% | +10.43% |
| Average volume | 141.27K | 67.20K |
| Shares outstanding | 18.47M | 18.47M |
| Employees | 241 | 216 |
| Sector | Finance | Finance |
| Industry | Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- AVBC has outperformed USCB by 21.3 percentage points over the past year.
- Avidia Bancorp trades at a higher earnings multiple (23.2x vs 14.1x trailing P/E).
- USCB Financial offers a meaningfully higher dividend yield (2.04% vs 0.45%).
About Avidia Bancorp
AVBC stock →Avidia Bancorp, Inc. operates as the bank holding company for Avidia Bank that provides various financial services to individual and corporate customers.
Finance · Banks · 241 employees
About USCB Financial
USCB stock →USCB Financial Holdings, Inc. operates as the bank holding company for U.S.
Finance · Major Banks · 216 employees
AVBC vs USCB FAQ
Which is bigger, Avidia Bancorp or USCB Financial?
USCB Financial (USCB) is larger, with a market capitalization of $407.36M compared with $407.30M for Avidia Bancorp (AVBC).
Which stock has performed better over the past year, AVBC or USCB?
AVBC returned +49.52% over the past 12 months, compared with +28.24% for USCB (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, AVBC or USCB?
USCB has the lower trailing P/E at 14.1, versus 23.2 for AVBC. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Avidia Bancorp or USCB Financial?
USCB Financial has the higher yield at 2.04%, compared with 0.45% for Avidia Bancorp.
Are Avidia Bancorp and USCB Financial in the same industry?
Both are in the Finance sector, but in different industries: Banks for Avidia Bancorp and Major Banks for USCB Financial.