BayFirst Financial (BAFN) vs Bank of the James Financial Group (BOTJ)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Bank of the James Financial Group (BOTJ) has outperformed BayFirst Financial (BAFN) over the past year, gaining 71.2% versus a loss of 33.4%. Over five years, BOTJ leads with a +85.0% price change compared with -77.1% for BAFN. BayFirst Financial is the larger company by market cap ($181.2 million vs $123.4 million), about 1.5 times the size.
Bank of the James Financial Group pays a dividend yielding 1.47%, while BayFirst Financial does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | BAFN | BOTJ |
|---|---|---|
| Share price | $6.72 | $27.16 |
| Market cap | $181.19M | $123.40M |
| 1-day change | -6.93% | +0.28% |
| YTD return | -14.39% | +46.18% |
| 1-year return | -33.40% | +71.25% |
| 5-year return | -77.06% | +85.01% |
| P/E ratio (TTM) | — | 10.74 |
| EPS (TTM) | $-11.42 | $2.53 |
| Dividend yield | 0.00% | 1.47% |
| Annual dividend | $0.00 | $0.40 |
| 52-week high | $10.38 | $29.79 |
| 52-week low | $4.26 | $14.44 |
| Distance from 52-week high | -35.26% | -8.83% |
| Average volume | 85.22K | 37.65K |
| Shares outstanding | 26.96M | 4.54M |
| Employees | 148 | 162 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- BOTJ has outperformed BAFN by 104.6 percentage points over the past year.
- Bank of the James Financial Group offers a meaningfully higher dividend yield (1.47% vs 0.00%).
About BayFirst Financial
BAFN stock →BayFirst Financial Corp. operates as the bank holding company for BayFirst National Bank that provides community banking services for small and medium sized businesses and individuals.
Finance · Major Banks · 148 employees
About Bank of the James Financial Group
BOTJ stock →Bank of the James Financial Group, Inc. operates as the bank holding company for Bank of the James that provides general retail and commercial banking services to individuals, businesses, associations and organizations, and governmental authorities in Virginia, the United States.
Finance · Major Banks · 162 employees
BAFN vs BOTJ FAQ
Which is bigger, BayFirst Financial or Bank of the James Financial Group?
BayFirst Financial (BAFN) is larger, with a market capitalization of $181.19M compared with $123.40M for Bank of the James Financial Group (BOTJ).
Which stock has performed better over the past year, BAFN or BOTJ?
BOTJ returned +71.25% over the past 12 months, compared with -33.40% for BAFN (price return, excluding dividends). Past performance does not predict future results.
Which pays a higher dividend, BayFirst Financial or Bank of the James Financial Group?
Bank of the James Financial Group pays a dividend yielding 1.47%, while BayFirst Financial does not currently pay a regular dividend.
Are BayFirst Financial and Bank of the James Financial Group in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.