Bank of the James Financial Group (BOTJ) vs Patriot National Bancorp (PNBK)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Bank of the James Financial Group (BOTJ) has outperformed Patriot National Bancorp (PNBK) over the past year, gaining 72.1% versus a loss of 28.2%. Over five years, BOTJ leads with a +84.5% price change compared with -90.5% for PNBK. Bank of the James Financial Group is the larger company by market cap ($123.6 million vs $109.6 million), about 1.1 times the size.
Bank of the James Financial Group pays a dividend yielding 1.47%, while Patriot National Bancorp does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | BOTJ | PNBK |
|---|---|---|
| Share price | $27.20 | $0.8701 |
| Market cap | $123.58M | $109.64M |
| 1-day change | +0.42% | -6.10% |
| YTD return | +45.78% | -49.09% |
| 1-year return | +72.08% | -28.17% |
| 5-year return | +84.50% | -90.53% |
| P/E ratio (TTM) | 10.75 | — |
| Forward P/E | — | 0.86 |
| EPS (TTM) | $2.53 | $-0.05 |
| Dividend yield | 1.47% | 0.00% |
| Annual dividend | $0.40 | $0.00 |
| 52-week high | $29.79 | $2.00 |
| 52-week low | $14.44 | $0.86 |
| Distance from 52-week high | -8.69% | -56.50% |
| Average volume | 37.65K | 205.97K |
| Shares outstanding | 4.54M | 118.74M |
| Employees | 162 | — |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- BOTJ has outperformed PNBK by 100.2 percentage points over the past year.
- Bank of the James Financial Group offers a meaningfully higher dividend yield (1.47% vs 0.00%).
About Bank of the James Financial Group
BOTJ stock →Bank of the James Financial Group, Inc. operates as the bank holding company for Bank of the James that provides general retail and commercial banking services to individuals, businesses, associations and organizations, and governmental authorities in Virginia, the United States.
Finance · Major Banks · 162 employees
BOTJ vs PNBK FAQ
Which is bigger, Bank of the James Financial Group or Patriot National Bancorp?
Bank of the James Financial Group (BOTJ) is larger, with a market capitalization of $123.58M compared with $109.64M for Patriot National Bancorp (PNBK).
Which stock has performed better over the past year, BOTJ or PNBK?
BOTJ returned +72.08% over the past 12 months, compared with -28.17% for PNBK (price return, excluding dividends). Past performance does not predict future results.
Which pays a higher dividend, Bank of the James Financial Group or Patriot National Bancorp?
Bank of the James Financial Group pays a dividend yielding 1.47%, while Patriot National Bancorp does not currently pay a regular dividend.
Are Bank of the James Financial Group and Patriot National Bancorp in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.