BayFirst Financial (BAFN) vs CF Bankshares (CFBK)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
CF Bankshares (CFBK) has outperformed BayFirst Financial (BAFN) over the past year, gaining 40.7% versus a loss of 29.6%. Over five years, CFBK leads with a +73.6% price change compared with -75.3% for BAFN. CF Bankshares is the larger company by market cap ($222.2 million vs $189.7 million), about 1.2 times the size.
CF Bankshares pays a dividend yielding 0.99%, while BayFirst Financial does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | BAFN | CFBK |
|---|---|---|
| Share price | $7.04 | $34.22 |
| Market cap | $189.68M | $222.16M |
| 1-day change | -2.56% | +0.32% |
| YTD return | -8.03% | +36.71% |
| 1-year return | -29.56% | +40.66% |
| 5-year return | -75.35% | +73.59% |
| P/E ratio (TTM) | — | 11.76 |
| Forward P/E | — | 8.15 |
| EPS (TTM) | $-11.42 | $2.91 |
| Dividend yield | 0.00% | 0.99% |
| Annual dividend | $0.00 | $0.34 |
| 52-week high | $10.38 | $38.11 |
| 52-week low | $4.26 | $22.10 |
| Distance from 52-week high | -32.23% | -10.21% |
| Analyst consensus | — | none |
| Avg. price target upside | — | +16.89% |
| Average volume | 84.12K | 48.64K |
| Shares outstanding | 26.96M | 6.42M |
| Employees | 148 | 98 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- CFBK has outperformed BAFN by 70.2 percentage points over the past year.
About BayFirst Financial
BAFN stock →BayFirst Financial Corp. operates as the bank holding company for BayFirst National Bank that provides community banking services for small and medium sized businesses and individuals.
Finance · Major Banks · 148 employees
About CF Bankshares
CFBK stock →CF Bankshares Inc. operates as the bank holding company for CFBank, National Association that provides various banking products and services.
Finance · Major Banks · 98 employees
BAFN vs CFBK FAQ
Which is bigger, BayFirst Financial or CF Bankshares?
CF Bankshares (CFBK) is larger, with a market capitalization of $222.16M compared with $189.68M for BayFirst Financial (BAFN).
Which stock has performed better over the past year, BAFN or CFBK?
CFBK returned +40.66% over the past 12 months, compared with -29.56% for BAFN (price return, excluding dividends). Past performance does not predict future results.
Which pays a higher dividend, BayFirst Financial or CF Bankshares?
CF Bankshares pays a dividend yielding 0.99%, while BayFirst Financial does not currently pay a regular dividend.
Are BayFirst Financial and CF Bankshares in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.