MetaCap

BayFirst Financial (BAFN) vs Ohio Valley Banc (OVBC)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.

Summary

Ohio Valley Banc (OVBC) has outperformed BayFirst Financial (BAFN) over the past year, gaining 26.6% versus a loss of 29.6%. Over five years, OVBC leads with a +67.1% price change compared with -75.3% for BAFN. Ohio Valley Banc is the larger company by market cap ($215.4 million vs $194.7 million), about 1.1 times the size.

Ohio Valley Banc pays a dividend yielding 2.06%, while BayFirst Financial does not currently pay one.

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

BAFN-29.56%OVBC+26.65%
+44%-8%-60%
Oct 7, 20251 yearOct 7, 2026
BAFN-75.19%OVBC+67.78%
+92%+1%-91%
Oct 4, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

BAFN versus OVBC key metrics
MetricBAFNOVBC
Share price$7.22$45.72
Market cap$194.67M$215.39M
1-day change-0.55%+0.16%
YTD return-8.03%+14.36%
1-year return-29.56%+26.65%
5-year return-75.35%+67.11%
P/E ratio (TTM)—15.19
EPS (TTM)$-11.42$3.01
Dividend yield0.00%2.06%
Annual dividend$0.00$0.94
52-week high$10.38$54.96
52-week low$4.26$34.18
Distance from 52-week high-30.44%-16.81%
Average volume83.60K37.25K
Shares outstanding26.96M4.71M
Employees148269
SectorFinanceFinance
IndustryMajor BanksMajor Banks

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • OVBC has outperformed BAFN by 56.2 percentage points over the past year.
  • Ohio Valley Banc offers a meaningfully higher dividend yield (2.06% vs 0.00%).

About BayFirst Financial

BAFN stock →

BayFirst Financial Corp. operates as the bank holding company for BayFirst National Bank that provides community banking services for small and medium sized businesses and individuals.

Finance · Major Banks · 148 employees

About Ohio Valley Banc

OVBC stock →

Ohio Valley Banc Corp. operates as the bank holding company for The Ohio Valley Bank Company that provides commercial and retail banking products and services.

Finance · Major Banks · 269 employees

BAFN vs OVBC FAQ

Which is bigger, BayFirst Financial or Ohio Valley Banc?

Ohio Valley Banc (OVBC) is larger, with a market capitalization of $215.39M compared with $194.67M for BayFirst Financial (BAFN).

Which stock has performed better over the past year, BAFN or OVBC?

OVBC returned +26.65% over the past 12 months, compared with -29.56% for BAFN (price return, excluding dividends). Past performance does not predict future results.

Which pays a higher dividend, BayFirst Financial or Ohio Valley Banc?

Ohio Valley Banc pays a dividend yielding 2.06%, while BayFirst Financial does not currently pay a regular dividend.

Are BayFirst Financial and Ohio Valley Banc in the same industry?

Yes. Both are classified in the Major Banks industry within the Finance sector.

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