Credicorp (BAP) vs First Citizens BancShares (FCNCA)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 10, 2026.
Summary
Credicorp (BAP) has outperformed First Citizens BancShares (FCNCA) over the past year, gaining 45.9% versus a gain of 16.4%. Over five years, BAP leads with a +183.9% price change compared with +142.1% for FCNCA. Credicorp is the larger company by market cap ($30.28 billion vs $23.36 billion), about 1.3 times the size.
On valuation, First Citizens BancShares trades at a lower forward P/E (10.2x vs 11.1x for Credicorp). Credicorp offers the higher dividend yield (13.12% vs 0.40%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | BAP | FCNCA |
|---|---|---|
| Share price | $381.21 | $2,068.39 |
| Market cap | $30.28B | $23.36B |
| 1-day change | +0.22% | +0.12% |
| YTD return | +32.83% | -3.62% |
| 1-year return | +45.92% | +16.43% |
| 5-year return | +183.93% | +142.12% |
| P/E ratio (TTM) | 14.36 | 11.09 |
| Forward P/E | 11.13 | 10.21 |
| EPS (TTM) | $26.55 | $186.57 |
| Dividend yield | 13.12% | 0.40% |
| Annual dividend | $50.00 | $8.25 |
| Revenue (latest FY) | — | $9.54B |
| Revenue growth (YoY) | — | -2.22% |
| Net income (latest FY) | — | $2.21B |
| Net margin | — | 23.12% |
| 52-week high | $413.25 | $2,296.30 |
| 52-week low | $230.45 | $1,623.76 |
| Distance from 52-week high | -7.75% | -9.93% |
| Analyst consensus | buy | hold |
| Avg. price target upside | +12.14% | +12.96% |
| Average volume | 303.09K | 66.56K |
| Shares outstanding | 79.42M | 10.29M |
| Employees | 52,770 | 17,876 |
| Sector | Finance | Finance |
| Industry | Commercial Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- BAP has outperformed FCNCA by 29.5 percentage points over the past year.
- Credicorp trades at a higher earnings multiple (14.4x vs 11.1x trailing P/E).
- Credicorp offers a meaningfully higher dividend yield (13.12% vs 0.40%).
About Credicorp
BAP stock →Credicorp Ltd., together with its subsidiaries, provides various banking services and products in Peru, Bermuda, Colombia, Bolivia, Panama, Chile, the United States, the Cayman Islands, and Mexico. It operates through Universal Banking; Insurance, Medical Services, and Pensions; Microfinance; and Investment Management and Advisory segments.
Finance · Commercial Banks · 52,770 employees
About First Citizens BancShares
FCNCA stock →First Citizens BancShares, Inc. operates as the holding company for First-Citizens Bank & Trust Company that provides retail and commercial banking services to individuals, businesses, and professionals in the United States and internationally.
Finance · Major Banks · 17,876 employees
BAP vs FCNCA FAQ
Which is bigger, Credicorp or First Citizens BancShares?
Credicorp (BAP) is larger, with a market capitalization of $30.28B compared with $23.36B for First Citizens BancShares (FCNCA).
Which stock has performed better over the past year, BAP or FCNCA?
BAP returned +45.92% over the past 12 months, compared with +16.43% for FCNCA (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, BAP or FCNCA?
FCNCA has the lower trailing P/E at 11.1, versus 14.4 for BAP. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Credicorp or First Citizens BancShares?
Credicorp has the higher yield at 13.12%, compared with 0.40% for First Citizens BancShares.
Are Credicorp and First Citizens BancShares in the same industry?
Both are in the Finance sector, but in different industries: Commercial Banks for Credicorp and Major Banks for First Citizens BancShares.