MetaCap

Beacon Financial (BBT) vs Greene County Bancorp (GCBC)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.

Summary

Greene County Bancorp (GCBC) has outperformed Beacon Financial (BBT) over the past year, gaining 54.0% versus a gain of 13.2%. Over five years, GCBC leads with a +103.5% price change compared with +1.0% for BBT. Beacon Financial is the larger company by market cap ($2.29 billion vs $581.8 million), about 3.9 times the size.

On valuation, Beacon Financial trades at a lower trailing P/E (7.4x vs 14.2x for Greene County Bancorp). Beacon Financial offers the higher dividend yield (4.72% vs 1.20%).

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

BBT+13.23%GCBC+53.99%
+66%+29%-7%
Oct 7, 20251 yearOct 7, 2026
BBT+0.33%GCBC+102.49%
+132%+46%-39%
Oct 4, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

BBT versus GCBC key metrics
MetricBBTGCBC
Share price$27.31$34.17
Market cap$2.29B$581.76M
1-day change-2.22%-0.58%
YTD return+3.56%+53.71%
1-year return+13.23%+53.99%
5-year return+1.04%+103.51%
P/E ratio (TTM)7.3814.18
Forward P/E8.22—
EPS (TTM)$3.70$2.41
Dividend yield4.72%1.20%
Annual dividend$1.29$0.41
52-week high$32.83$36.33
52-week low$22.81$21.25
Distance from 52-week high-16.81%-5.95%
Analyst consensusbuy—
Avg. price target upside+25.70%—
Average volume892.42K34.28K
Shares outstanding83.82M17.03M
Employees1,972203
SectorFinanceFinance
IndustryBanksBanks

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • Beacon Financial is about 3.9 times larger than Greene County Bancorp by market value ($2.29B vs $581.76M).
  • GCBC has outperformed BBT by 40.8 percentage points over the past year.
  • Greene County Bancorp trades at a higher earnings multiple (14.2x vs 7.4x trailing P/E).
  • Beacon Financial offers a meaningfully higher dividend yield (4.72% vs 1.20%).

About Beacon Financial

BBT stock →

Beacon Financial Corporation operates as the bank holding company for Beacon Bank & Trust that provides various banking services in the United States and internationally. The company accepts commercial, municipal, and retail deposits.

Finance · Banks · 1,972 employees

About Greene County Bancorp

GCBC stock →

Greene County Bancorp, Inc. operates as a holding company for The Bank of Greene County that provides various financial services in the United States.

Finance · Banks · 203 employees

BBT vs GCBC FAQ

Which is bigger, Beacon Financial or Greene County Bancorp?

Beacon Financial (BBT) is larger, with a market capitalization of $2.29B compared with $581.76M for Greene County Bancorp (GCBC).

Which stock has performed better over the past year, BBT or GCBC?

GCBC returned +53.99% over the past 12 months, compared with +13.23% for BBT (price return, excluding dividends). Past performance does not predict future results.

Which has the lower P/E ratio, BBT or GCBC?

BBT has the lower trailing P/E at 7.4, versus 14.2 for GCBC. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.

Which pays a higher dividend, Beacon Financial or Greene County Bancorp?

Beacon Financial has the higher yield at 4.72%, compared with 1.20% for Greene County Bancorp.

Are Beacon Financial and Greene County Bancorp in the same industry?

Yes. Both are classified in the Banks industry within the Finance sector.

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