Beacon Financial (BBT) vs Heritage Financial (HFWA)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Heritage Financial (HFWA) has outperformed Beacon Financial (BBT) over the past year, gaining 15.5% versus a gain of 13.2%. Over five years, HFWA leads with a +11.2% price change compared with +1.0% for BBT. Beacon Financial is the larger company by market cap ($2.30 billion vs $1.13 billion), about 2.0 times the size.
On valuation, Beacon Financial trades at a lower forward P/E (8.3x vs 10.5x for Heritage Financial). Beacon Financial offers the higher dividend yield (4.69% vs 3.48%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | BBT | HFWA |
|---|---|---|
| Share price | $27.48 | $27.57 |
| Market cap | $2.30B | $1.13B |
| 1-day change | +0.62% | +1.21% |
| YTD return | +3.56% | +16.58% |
| 1-year return | +13.23% | +15.45% |
| 5-year return | +1.04% | +11.17% |
| P/E ratio (TTM) | 7.43 | 13.13 |
| Forward P/E | 8.27 | 10.46 |
| EPS (TTM) | $3.70 | $2.10 |
| Dividend yield | 4.69% | 3.48% |
| Annual dividend | $1.29 | $0.96 |
| 52-week high | $32.83 | $31.25 |
| 52-week low | $22.81 | $21.32 |
| Distance from 52-week high | -16.30% | -11.78% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +24.93% | +17.52% |
| Average volume | 911.03K | 404.22K |
| Shares outstanding | 83.82M | 40.92M |
| Employees | 1,972 | 976 |
| Sector | Finance | Finance |
| Industry | Banks | Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Beacon Financial is about 2.0 times larger than Heritage Financial by market value ($2.30B vs $1.13B).
- Heritage Financial trades at a higher earnings multiple (13.1x vs 7.4x trailing P/E).
- Beacon Financial offers a meaningfully higher dividend yield (4.69% vs 3.48%).
About Beacon Financial
BBT stock →Beacon Financial Corporation operates as the bank holding company for Beacon Bank & Trust that provides various banking services in the United States and internationally. The company accepts commercial, municipal, and retail deposits.
Finance · Banks · 1,972 employees
About Heritage Financial
HFWA stock →Heritage Financial Corporation operates as the bank holding company for Heritage Bank that provides various financial services to small and medium sized businesses and its owners in the United States. It accepts various deposit products, such as noninterest demand deposits, interest bearing demand deposits, money market accounts, savings accounts, personal checking accounts, and certificates of deposit.
Finance · Banks · 976 employees
BBT vs HFWA FAQ
Which is bigger, Beacon Financial or Heritage Financial?
Beacon Financial (BBT) is larger, with a market capitalization of $2.30B compared with $1.13B for Heritage Financial (HFWA).
Which stock has performed better over the past year, BBT or HFWA?
HFWA returned +15.45% over the past 12 months, compared with +13.23% for BBT (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, BBT or HFWA?
BBT has the lower trailing P/E at 7.4, versus 13.1 for HFWA. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Beacon Financial or Heritage Financial?
Beacon Financial has the higher yield at 4.69%, compared with 3.48% for Heritage Financial.
Are Beacon Financial and Heritage Financial in the same industry?
Yes. Both are classified in the Banks industry within the Finance sector.