Beacon Financial (BBT) vs Southern Missouri Bancorp (SMBC)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Southern Missouri Bancorp (SMBC) has outperformed Beacon Financial (BBT) over the past year, gaining 35.7% versus a gain of 13.2%. Over five years, SMBC leads with a +49.4% price change compared with +1.0% for BBT. Beacon Financial is the larger company by market cap ($2.30 billion vs $787.1 million), about 2.9 times the size.
On valuation, Beacon Financial trades at a lower forward P/E (8.3x vs 10.4x for Southern Missouri Bancorp). Beacon Financial offers the higher dividend yield (4.69% vs 1.40%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | BBT | SMBC |
|---|---|---|
| Share price | $27.48 | $71.47 |
| Market cap | $2.30B | $787.12M |
| 1-day change | +0.62% | +0.76% |
| YTD return | +3.56% | +19.98% |
| 1-year return | +13.23% | +35.70% |
| 5-year return | +1.04% | +49.36% |
| P/E ratio (TTM) | 7.43 | 11.12 |
| Forward P/E | 8.27 | 10.38 |
| EPS (TTM) | $3.70 | $6.43 |
| Dividend yield | 4.69% | 1.40% |
| Annual dividend | $1.29 | $1.00 |
| 52-week high | $32.83 | $79.86 |
| 52-week low | $22.81 | $47.60 |
| Distance from 52-week high | -16.30% | -10.51% |
| Analyst consensus | buy | hold |
| Avg. price target upside | +24.93% | +12.21% |
| Average volume | 893.44K | 91.53K |
| Shares outstanding | 83.82M | 11.01M |
| Employees | 1,972 | 711 |
| Sector | Finance | Finance |
| Industry | Banks | Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Beacon Financial is about 2.9 times larger than Southern Missouri Bancorp by market value ($2.30B vs $787.12M).
- SMBC has outperformed BBT by 22.5 percentage points over the past year.
- Southern Missouri Bancorp trades at a higher earnings multiple (11.1x vs 7.4x trailing P/E).
- Beacon Financial offers a meaningfully higher dividend yield (4.69% vs 1.40%).
About Beacon Financial
BBT stock →Beacon Financial Corporation operates as the bank holding company for Beacon Bank & Trust that provides various banking services in the United States and internationally. The company accepts commercial, municipal, and retail deposits.
Finance · Banks · 1,972 employees
About Southern Missouri Bancorp
SMBC stock →Southern Missouri Bancorp, Inc. operates as the bank holding company for Southern Bank that provides banking and financial services to individuals and corporate customers in the United States.
Finance · Banks · 711 employees
BBT vs SMBC FAQ
Which is bigger, Beacon Financial or Southern Missouri Bancorp?
Beacon Financial (BBT) is larger, with a market capitalization of $2.30B compared with $787.12M for Southern Missouri Bancorp (SMBC).
Which stock has performed better over the past year, BBT or SMBC?
SMBC returned +35.70% over the past 12 months, compared with +13.23% for BBT (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, BBT or SMBC?
BBT has the lower trailing P/E at 7.4, versus 11.1 for SMBC. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Beacon Financial or Southern Missouri Bancorp?
Beacon Financial has the higher yield at 4.69%, compared with 1.40% for Southern Missouri Bancorp.
Are Beacon Financial and Southern Missouri Bancorp in the same industry?
Yes. Both are classified in the Banks industry within the Finance sector.