Beacon Financial (BBT) vs Pioneer Bancorp (PBFS)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Pioneer Bancorp (PBFS) has outperformed Beacon Financial (BBT) over the past year, gaining 33.2% versus a gain of 13.2%. Over five years, PBFS leads with a +40.8% price change compared with +1.0% for BBT. Beacon Financial is the larger company by market cap ($2.29 billion vs $419.0 million), about 5.5 times the size.
On valuation, Beacon Financial trades at a lower trailing P/E (7.5x vs 25.1x for Pioneer Bancorp). Beacon Financial pays a dividend yielding 4.72%, while Pioneer Bancorp does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | BBT | PBFS |
|---|---|---|
| Share price | $27.31 | $17.33 |
| Market cap | $2.29B | $419.04M |
| 1-day change | -2.22% | -1.17% |
| YTD return | +3.56% | +28.56% |
| 1-year return | +13.23% | +33.21% |
| 5-year return | +1.04% | +40.78% |
| P/E ratio (TTM) | 7.54 | 25.12 |
| Forward P/E | 8.22 | — |
| EPS (TTM) | $3.62 | $0.69 |
| Dividend yield | 4.72% | 0.00% |
| Annual dividend | $1.29 | $0.00 |
| 52-week high | $32.83 | $19.91 |
| 52-week low | $22.81 | $12.64 |
| Distance from 52-week high | -16.81% | -12.96% |
| Analyst consensus | buy | — |
| Avg. price target upside | +25.70% | — |
| Average volume | 892.42K | 12.68K |
| Shares outstanding | 83.82M | 24.18M |
| Employees | 1,972 | 298 |
| Sector | Finance | Financial Services |
| Industry | Banks | Banks - Regional |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Beacon Financial is about 5.5 times larger than Pioneer Bancorp by market value ($2.29B vs $419.04M).
- PBFS has outperformed BBT by 20.0 percentage points over the past year.
- Pioneer Bancorp trades at a higher earnings multiple (25.1x vs 7.5x trailing P/E).
- Beacon Financial offers a meaningfully higher dividend yield (4.72% vs 0.00%).
- The two companies sit in different sectors: Beacon Financial in Finance and Pioneer Bancorp in Financial Services.
About Beacon Financial
BBT stock →Beacon Financial Corporation operates as the bank holding company for Beacon Bank & Trust that provides various banking services in the United States and internationally. The company accepts commercial, municipal, and retail deposits.
Finance · Banks · 1,972 employees
About Pioneer Bancorp
PBFS stock →Pioneer Bancorp, Inc. operates as a holding company for Pioneer Bank, National Association that provides various banking products and services in New York.
Financial Services · Banks - Regional · 298 employees
BBT vs PBFS FAQ
Which is bigger, Beacon Financial or Pioneer Bancorp?
Beacon Financial (BBT) is larger, with a market capitalization of $2.29B compared with $419.04M for Pioneer Bancorp (PBFS).
Which stock has performed better over the past year, BBT or PBFS?
PBFS returned +33.21% over the past 12 months, compared with +13.23% for BBT (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, BBT or PBFS?
BBT has the lower trailing P/E at 7.5, versus 25.1 for PBFS. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Beacon Financial or Pioneer Bancorp?
Beacon Financial pays a dividend yielding 4.72%, while Pioneer Bancorp does not currently pay a regular dividend.
Are Beacon Financial and Pioneer Bancorp in the same industry?
No. Beacon Financial is in the Finance sector, while Pioneer Bancorp is in Financial Services.