MetaCap

Colony Bankcorp (CBAN) vs Pioneer Bancorp (PBFS)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.

Summary

Pioneer Bancorp (PBFS) has outperformed Colony Bankcorp (CBAN) over the past year, gaining 33.2% versus a gain of 20.4%. Over five years, PBFS leads with a +40.8% price change compared with +7.5% for CBAN. Colony Bankcorp is the larger company by market cap ($431.0 million vs $426.0 million), about 1.0 times the size.

On valuation, Colony Bankcorp trades at a lower trailing P/E (12.3x vs 25.2x for Pioneer Bancorp). Colony Bankcorp pays a dividend yielding 2.31%, while Pioneer Bancorp does not currently pay one.

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

CBAN+20.41%PBFS+33.21%
+45%+19%-7%
Oct 7, 20251 yearOct 7, 2026
CBAN+5.07%PBFS+37.00%
+52%-4%-59%
Oct 4, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

CBAN versus PBFS key metrics
MetricCBANPBFS
Share price$20.31$17.62
Market cap$431.01M$426.05M
1-day change+0.94%+1.67%
YTD return+12.91%+28.56%
1-year return+20.41%+33.21%
5-year return+7.54%+40.78%
P/E ratio (TTM)12.3125.17
Forward P/E8.57—
EPS (TTM)$1.65$0.70
Dividend yield2.31%0.00%
Annual dividend$0.47$0.00
52-week high$22.46$19.91
52-week low$15.80$12.64
Distance from 52-week high-9.57%-11.50%
Analyst consensusnone—
Avg. price target upside+23.73%—
Average volume180.67K12.68K
Shares outstanding21.22M24.18M
Employees528298
SectorFinanceFinance
IndustryMajor BanksBanks

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • PBFS has outperformed CBAN by 12.8 percentage points over the past year.
  • Pioneer Bancorp trades at a higher earnings multiple (25.2x vs 12.3x trailing P/E).
  • Colony Bankcorp offers a meaningfully higher dividend yield (2.31% vs 0.00%).

About Colony Bankcorp

CBAN stock →

Colony Bankcorp, Inc. operates as the bank holding company for Colony Bank that provides various banking products and services to retail and commercial customers in the United States.

Finance · Major Banks · 528 employees

About Pioneer Bancorp

PBFS stock →

Pioneer Bancorp, Inc. operates as a holding company for Pioneer Bank, National Association that provides various banking products and services in New York.

Finance · Banks · 298 employees

CBAN vs PBFS FAQ

Which is bigger, Colony Bankcorp or Pioneer Bancorp?

Colony Bankcorp (CBAN) is larger, with a market capitalization of $431.01M compared with $426.05M for Pioneer Bancorp (PBFS).

Which stock has performed better over the past year, CBAN or PBFS?

PBFS returned +33.21% over the past 12 months, compared with +20.41% for CBAN (price return, excluding dividends). Past performance does not predict future results.

Which has the lower P/E ratio, CBAN or PBFS?

CBAN has the lower trailing P/E at 12.3, versus 25.2 for PBFS. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.

Which pays a higher dividend, Colony Bankcorp or Pioneer Bancorp?

Colony Bankcorp pays a dividend yielding 2.31%, while Pioneer Bancorp does not currently pay a regular dividend.

Are Colony Bankcorp and Pioneer Bancorp in the same industry?

Both are in the Finance sector, but in different industries: Major Banks for Colony Bankcorp and Banks for Pioneer Bancorp.

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